Question 1

Optima Platinum Card vs Amazon Prime Visa

Accepted Answer

Snapshot Optima® Platinum Card Amazon Prime Visa Issuer American Express Chase Network American Express Visa (Visa Signature) Card Material Plastic Metal Annual Fee $49.00 $0.00 Base Rate 0.00% 1.00% Travel Rewards 0.00x 5.00x Authorized User Fee $0.00 $0.00 Foreign Transaction Fee 2.7% None Credit Reporting None Ex, Eq, Tu Product Lifecycle Active Available (9y ago) Minimum Credit Line N/A N/A Welcome Offer Bonus N/A 150 Cash Spend Requirement N/A $0 Timeline N/A 0 days Efficiency Score 0.00 …

Question 2

Optima Platinum Card vs Amazon Visa

Accepted Answer

Snapshot Optima® Platinum Card Amazon Visa Issuer American Express Chase Network American Express Visa (Visa Signature) Card Material Plastic Plastic Annual Fee $49.00 $0.00 Base Rate 0.00% 1.00% Travel Rewards 0.00x 1.00x Authorized User Fee $0.00 $0.00 Foreign Transaction Fee 2.7% 3% Credit Reporting None Ex, Eq, Tu Product Lifecycle Active Available (5y ago) Minimum Credit Line N/A N/A Welcome Offer Bonus N/A 50 Cash Spend Requirement N/A $0 Timeline N/A 0 days Efficiency Score 0.00 pts/$1 …

Question 3

Optima Platinum Card vs Amex Blue Business Cash Card

Accepted Answer

Snapshot Optima® Platinum Card Amex Blue Business Cash Card Issuer American Express American Express Network American Express American Express Card Material Plastic Plastic Annual Fee $49.00 $0.00 Base Rate 0.00% 1.00% Travel Rewards 0.00x 0.00x Authorized User Fee $0.00 $0.00 Foreign Transaction Fee 2.7% 2.7% Credit Reporting None None Product Lifecycle Active Active Minimum Credit Line N/A N/A Welcome Offer Bonus N/A 250 Cash Spend Requirement N/A $3,000 Timeline N/A 90 days Efficiency Score …

Question 4

Optima Platinum Card vs Amex Blue Cash Everyday

Accepted Answer

Snapshot Optima® Platinum Card Amex Blue Cash Everyday Issuer American Express American Express Network American Express American Express Card Material Plastic Plastic Annual Fee $49.00 $0.00 Effective: $-264.00 • $180 Home Chef Credit • $84 Disney Bundle Credit Base Rate 0.00% 1.00% Travel Rewards 0.00x 0.00x Authorized User Fee $0.00 $0.00 Foreign Transaction Fee 2.7% 2.7% Credit Reporting None None Product Lifecycle Active Active Minimum Credit Line N/A N/A Welcome Offer Bonus N/A 200 Cash …

Question 5

Optima Platinum Card vs Amex Blue Cash Preferred

Accepted Answer

Snapshot Optima® Platinum Card Amex Blue Cash Preferred Issuer American Express American Express Network American Express American Express Card Material Plastic Plastic Annual Fee $49.00 $95.00 Effective: $-109.00 • $120 Equinox&#43; Credit • $84 Disney Bundle Credit Base Rate 0.00% 1.00% Travel Rewards 0.00x 0.00x Authorized User Fee $0.00 $0.00 Foreign Transaction Fee 2.7% 2.7% Credit Reporting None None Product Lifecycle Active Active Minimum Credit Line N/A N/A Welcome Offer Bonus N/A 300 …

Question 6

Optima Platinum Card vs Amex Business Gold Card

Accepted Answer

Snapshot Optima® Platinum Card Amex Business Gold Card Issuer American Express American Express Network American Express American Express Card Material Plastic Plastic Annual Fee $49.00 $375.00 Effective: $-470.00 • $240 Flexible Business Credit • $300 ChatGPT Business Credit • $150 Squarespace Credit • $155 Walmart&#43; Credit Base Rate 0.00% 1.00% Travel Rewards 0.00x 3.00x Authorized User Fee $0.00 $0.00 Foreign Transaction Fee 2.7% None Credit Reporting None None Product Lifecycle Active …

Question 7

Optima Platinum Card vs Amex Business Platinum Card

Accepted Answer

Snapshot Optima® Platinum Card Amex Business Platinum Card® Issuer American Express American Express Network American Express American Express Card Material Plastic Plastic Annual Fee $49.00 $895.00 Effective: $-205.00 • $200 Airline Fee Credit • $300 ChatGPT Business Credit • $600 Fine Hotels Credit Base Rate 0.00% 1.00% Travel Rewards 0.00x 5.00x Authorized User Fee $0.00 $0.00 Foreign Transaction Fee 2.7% None Credit Reporting None None Product Lifecycle Active Active Minimum Credit Line N/A …

Question 8

Optima Platinum Card vs Amex Cash Magnet

Accepted Answer

Snapshot Optima® Platinum Card Amex Cash Magnet Issuer American Express American Express Network American Express American Express Card Material Plastic Plastic Annual Fee $49.00 $0.00 Base Rate 0.00% 1.50% Travel Rewards 0.00x 0.00x Authorized User Fee $0.00 $0.00 Foreign Transaction Fee 2.7% 2.7% Credit Reporting None None Product Lifecycle Active discontinued Minimum Credit Line N/A N/A Welcome Offer Bonus N/A N/A Spend Requirement N/A N/A Timeline N/A N/A Efficiency Score 0.00 pts/$1 0.00 …

Question 9

Optima Platinum Card vs Amex Delta SkyMiles Blue

Accepted Answer

Snapshot Optima® Platinum Card Amex Delta SkyMiles Blue Issuer American Express American Express Network American Express American Express Card Material Plastic Plastic Annual Fee $49.00 $0.00 Base Rate 0.00% 1.00% Travel Rewards 0.00x 0.00x Authorized User Fee $0.00 $0.00 Foreign Transaction Fee 2.7% None Credit Reporting None None Product Lifecycle Active Active Minimum Credit Line N/A N/A Welcome Offer Bonus N/A 10,000 Delta Miles Spend Requirement N/A $1,000 Timeline N/A 180 days Efficiency …

Question 10

Optima Platinum Card vs Amex Delta SkyMiles Gold

Accepted Answer

Snapshot Optima® Platinum Card Amex Delta SkyMiles Gold Issuer American Express American Express Network American Express American Express Card Material Plastic Plastic Annual Fee $49.00 $150.00 Effective: $-150.00 • $100 Delta Stays Credit • $200 Flight Credit Base Rate 0.00% 1.00% Travel Rewards 0.00x 0.00x Authorized User Fee $0.00 $0.00 Foreign Transaction Fee 2.7% None Credit Reporting None None Product Lifecycle Active Active Minimum Credit Line N/A N/A Welcome Offer Bonus N/A 80,000 …

Question 11

Optima Platinum Card vs Amex Delta SkyMiles Gold Business Card

Accepted Answer

Snapshot Optima® Platinum Card Amex Delta SkyMiles® Gold Business Card Issuer American Express American Express Network American Express American Express Card Material Plastic Plastic Annual Fee $49.00 $150.00 Effective: $-150.00 • $100 Delta Stays Credit • $200 Flight Credit Base Rate 0.00% 1.00% Travel Rewards 0.00x 0.00x Authorized User Fee $0.00 $0.00 Foreign Transaction Fee 2.7% None Credit Reporting None None Product Lifecycle Active Active Minimum Credit Line N/A N/A Welcome Offer Bonus …

Question 12

Optima Platinum Card vs Amex Delta SkyMiles Platinum

Accepted Answer

Snapshot Optima® Platinum Card Amex Delta SkyMiles Platinum Issuer American Express American Express Network American Express American Express Card Material Plastic Plastic Annual Fee $49.00 $350.00 Effective: $-40.00 • $120 Resy Credit • $120 Rideshare Credit • $150 Delta Stays Credit Base Rate 0.00% 1.00% Travel Rewards 0.00x 0.00x Authorized User Fee $0.00 $0.00 Foreign Transaction Fee 2.7% None Credit Reporting None None Product Lifecycle Active Active Minimum Credit Line N/A N/A Welcome …

Question 13

Optima Platinum Card vs Amex Delta SkyMiles Platinum Business Card

Accepted Answer

Snapshot Optima® Platinum Card Amex Delta SkyMiles® Platinum Business Card Issuer American Express American Express Network American Express American Express Card Material Plastic Plastic Annual Fee $49.00 $350.00 Effective: $110.00 • $120 Resy Credit • $120 Rideshare Credit Base Rate 0.00% 1.00% Travel Rewards 0.00x 0.00x Authorized User Fee $0.00 $0.00 Foreign Transaction Fee 2.7% None Credit Reporting None None Product Lifecycle Active Active Minimum Credit Line N/A N/A Welcome Offer Bonus …

Question 14

Optima Platinum Card vs Amex Delta SkyMiles Reserve Business Card

Accepted Answer

Snapshot Optima® Platinum Card Amex Delta SkyMiles® Reserve Business Card Issuer American Express American Express Network American Express American Express Card Material Plastic Plastic Annual Fee $49.00 $650.00 Effective: $210.00 • $240 Resy Credit • $200 Delta Stays Credit Base Rate 0.00% 1.00% Travel Rewards 0.00x 0.00x Authorized User Fee $0.00 $0.00 Foreign Transaction Fee 2.7% None Credit Reporting None None Product Lifecycle Active Active Minimum Credit Line N/A N/A Welcome Offer Bonus …

Question 15

Optima Platinum Card vs Amex EveryDay

Accepted Answer

Snapshot Optima® Platinum Card Amex EveryDay Issuer American Express American Express Network American Express American Express Card Material Plastic Plastic Annual Fee $49.00 $0.00 Base Rate 0.00% 1.00% Travel Rewards 0.00x 0.00x Authorized User Fee $0.00 $0.00 Foreign Transaction Fee 2.7% 2.7% Credit Reporting None None Product Lifecycle Active discontinued Minimum Credit Line N/A N/A Welcome Offer Bonus N/A N/A Spend Requirement N/A N/A Timeline N/A N/A Efficiency Score 0.00 pts/$1 0.00 …

Question 16

Optima Platinum Card vs Amex Graphite Business Cash Unlimited Card

Accepted Answer

Snapshot Optima® Platinum Card Amex Graphite® Business Cash Unlimited Card Issuer American Express American Express Network American Express American Express Card Material Plastic Plastic Annual Fee $49.00 $295.00 Base Rate 0.00% 2.00% Travel Rewards 0.00x 5.00x Authorized User Fee $0.00 $0.00 Foreign Transaction Fee 2.7% None Credit Reporting None None Product Lifecycle Active Active Minimum Credit Line N/A N/A Welcome Offer Bonus N/A 1,500 Cash Spend Requirement N/A $50,000 Timeline N/A 180 …

Question 17

Optima Platinum Card vs Amex Green Card

Accepted Answer

Snapshot Optima® Platinum Card Amex Green Card Issuer American Express American Express Network American Express American Express Card Material Plastic Plastic Annual Fee $49.00 $150.00 Effective: $-49.00 • $199 CLEAR Credit Base Rate 0.00% 1.00% Travel Rewards 0.00x 3.00x Authorized User Fee $0.00 $0.00 Foreign Transaction Fee 2.7% None Credit Reporting None None Product Lifecycle Active Active Minimum Credit Line N/A N/A Welcome Offer Bonus N/A 40,000 Amex Points Spend Requirement N/A $3,000 …

Question 18

Optima Platinum Card vs Amex Hilton Honors

Accepted Answer

Snapshot Optima® Platinum Card Amex Hilton Honors Issuer American Express American Express Network American Express American Express Card Material Plastic Plastic Annual Fee $49.00 $0.00 Base Rate 0.00% 3.00% Travel Rewards 0.00x 0.00x Authorized User Fee $0.00 $0.00 Foreign Transaction Fee 2.7% None Credit Reporting None None Product Lifecycle Active Active Minimum Credit Line N/A N/A Welcome Offer Bonus N/A 100,000 Hilton Points Spend Requirement N/A $2,000 Timeline N/A 180 days Efficiency …

Question 19

Optima Platinum Card vs Amex Hilton Honors Business Card

Accepted Answer

Snapshot Optima® Platinum Card Amex Hilton Honors Business Card Issuer American Express American Express Network American Express American Express Card Material Plastic Plastic Annual Fee $49.00 $195.00 Effective: $-45.00 • $240 Hilton Credit Base Rate 0.00% 3.00% Travel Rewards 0.00x 0.00x Authorized User Fee $0.00 $0.00 Foreign Transaction Fee 2.7% None Credit Reporting None None Product Lifecycle Active Active Minimum Credit Line N/A N/A Welcome Offer Bonus N/A 130,000 Hilton Points Spend …

Question 20

Optima Platinum Card vs Amex Marriott Bonvoy Business Card

Accepted Answer

Snapshot Optima® Platinum Card Amex Marriott Bonvoy Business Card Issuer American Express American Express Network American Express American Express Card Material Plastic Plastic Annual Fee $49.00 $125.00 Base Rate 0.00% 2.00% Travel Rewards 0.00x 0.00x Authorized User Fee $0.00 $0.00 Foreign Transaction Fee 2.7% None Credit Reporting None None Product Lifecycle Active Active Minimum Credit Line N/A N/A Welcome Offer Bonus N/A 150,000 Marriott Points Spend Requirement N/A $8,000 Timeline N/A …

Question 21

Optima Platinum Card vs Amex Optima Card

Accepted Answer

Snapshot Optima® Platinum Card Amex Optima Card Issuer American Express American Express Network American Express American Express Card Material Plastic Plastic Annual Fee $49.00 $49.00 Base Rate 0.00% 0.00% Travel Rewards 0.00x 0.00x Authorized User Fee $0.00 $0.00 Foreign Transaction Fee 2.7% 2.7% Credit Reporting None None Product Lifecycle Active Active Minimum Credit Line N/A N/A Welcome Offer Bonus N/A N/A Spend Requirement N/A N/A Timeline N/A N/A Efficiency Score 0.00 pts/$1 0.00 pts/$1 …

Question 22

Optima Platinum Card vs Amex Platinum Card

Accepted Answer

Snapshot Optima® Platinum Card Amex Platinum Card Issuer American Express American Express Network American Express American Express Card Material Plastic Plastic Annual Fee $49.00 $895.00 Effective: $295.00 • $200 Hotel Credit • $200 Airline Fee Credit • $200 Uber Cash Base Rate 0.00% 1.00% Travel Rewards 0.00x 0.00x Authorized User Fee $0.00 $0.00 Foreign Transaction Fee 2.7% None Credit Reporting None None Product Lifecycle Active Active Minimum Credit Line N/A N/A Welcome Offer Bonus N/A …

Question 23

Optima Platinum Card vs Blue Cash Preferred Card from American Express Exclusively for Morgan Stanley

Accepted Answer

Snapshot Optima® Platinum Card Blue Cash Preferred Card from American Express Exclusively for Morgan Stanley Issuer American Express American Express Network American Express American Express Card Material Plastic Plastic Annual Fee $49.00 $95.00 Effective: $11.00 • $84 Disney Bundle Credit Base Rate 0.00% 1.00% Travel Rewards 0.00x 0.00x Authorized User Fee $0.00 $0.00 Foreign Transaction Fee 2.7% 2.7% Credit Reporting None None Product Lifecycle Active Active Minimum Credit Line N/A N/A …

Question 24

Optima Platinum Card vs Business Green Rewards Card from American Express

Accepted Answer

Snapshot Optima® Platinum Card Business Green Rewards Card from American Express Issuer American Express American Express Network American Express American Express Card Material Plastic Plastic Annual Fee $49.00 $95.00 Base Rate 0.00% 1.00% Travel Rewards 0.00x 2.00x Authorized User Fee $0.00 $0.00 Foreign Transaction Fee 2.7% 2.7% Credit Reporting None None Product Lifecycle Active Active Minimum Credit Line N/A N/A Welcome Offer Bonus N/A 15,000 Amex Points Spend Requirement N/A $3,000 …

Question 25

Optima Platinum Card vs Centurion Card from American Express

Accepted Answer

Snapshot Optima® Platinum Card Centurion Card from American Express Issuer American Express American Express Network American Express American Express Card Material Plastic Plastic Annual Fee $49.00 $5000.00 Effective: $1000.00 • $3000 Equinox Destination Access • $1000 Saks Fifth Avenue Credit Base Rate 0.00% 1.00% Travel Rewards 0.00x 0.00x Authorized User Fee $0.00 $0.00 Foreign Transaction Fee 2.7% None Credit Reporting None None Product Lifecycle Active Active Minimum Credit Line N/A N/A …

Question 26

Optima Platinum Card vs Charles Schwab Investor Credit Card from American Express

Accepted Answer

Snapshot Optima® Platinum Card Charles Schwab Investor Credit Card from American Express Issuer American Express American Express Network American Express American Express Card Material Plastic Plastic Annual Fee $49.00 $0.00 Base Rate 0.00% 0.00% Travel Rewards 0.00x 0.00x Authorized User Fee $0.00 $0.00 Foreign Transaction Fee 2.7% None Credit Reporting None None Product Lifecycle Active Active Minimum Credit Line N/A N/A Welcome Offer Bonus N/A N/A Spend Requirement N/A N/A Timeline N/A N/A …

Question 27

Optima Platinum Card vs Chase Aeroplan Credit Card

Accepted Answer

Snapshot Optima® Platinum Card Chase Aeroplan® Credit Card Issuer American Express Chase Network American Express Mastercard (World Elite Mastercard) Card Material Plastic Plastic Annual Fee $49.00 $95.00 Base Rate 0.00% 1.00% Travel Rewards 0.00x 3.00x Authorized User Fee $0.00 $0.00 Foreign Transaction Fee 2.7% None Credit Reporting None Ex, Eq, Tu Product Lifecycle Active Available (3y ago) Minimum Credit Line N/A N/A Welcome Offer Bonus N/A 75,000 Aeroplan Points Spend Requirement N/A …

Question 28

Optima Platinum Card vs Chase Freedom Flex℠

Accepted Answer

Snapshot Optima® Platinum Card Chase Freedom Flex℠ Issuer American Express Chase Network American Express Mastercard (World Elite Mastercard) Card Material Plastic Plastic Annual Fee $49.00 $0.00 Base Rate 0.00% 1.00% Travel Rewards 0.00x 5.00x Authorized User Fee $0.00 $0.00 Foreign Transaction Fee 2.7% 3% Credit Reporting None Ex, Eq, Tu Product Lifecycle Active Available (5y ago) Minimum Credit Line N/A N/A Welcome Offer Bonus N/A 200 Cash Spend Requirement N/A $500 Timeline N/A 90 days …

Question 29

Optima Platinum Card vs Chase Freedom Unlimited

Accepted Answer

Snapshot Optima® Platinum Card Chase Freedom Unlimited® Issuer American Express Chase Network American Express Visa (Visa Signature) Card Material Plastic Plastic Annual Fee $49.00 $0.00 Base Rate 0.00% 1.50% Travel Rewards 0.00x 5.00x Authorized User Fee $0.00 $0.00 Foreign Transaction Fee 2.7% 3% Credit Reporting None Ex, Eq, Tu Product Lifecycle Active Available (10y ago) Minimum Credit Line N/A N/A Welcome Offer Bonus N/A 200 Cash Spend Requirement N/A $500 Timeline N/A 90 days Efficiency …

Question 30

Optima Platinum Card vs Chase Ink Business Unlimited

Accepted Answer

Snapshot Optima® Platinum Card Chase Ink Business Unlimited® Issuer American Express Chase Network American Express Visa Card Material Plastic Plastic Annual Fee $49.00 $0.00 Base Rate 0.00% 1.50% Travel Rewards 0.00x 1.50x Authorized User Fee $0.00 $0.00 Foreign Transaction Fee 2.7% 3% Credit Reporting None Ex, Eq, Tu Product Lifecycle Active Available (7y ago) Minimum Credit Line N/A N/A Welcome Offer Bonus N/A 750 Cash Spend Requirement N/A $6,000 Timeline N/A 90 days Efficiency Score 0.00 …

Question 31

Optima Platinum Card vs Chase Sapphire Preferred

Accepted Answer

Snapshot Optima® Platinum Card Chase Sapphire Preferred Issuer American Express Chase Network American Express Visa (Visa Signature) Card Material Plastic Metal Annual Fee $49.00 $95.00 Effective: $-75.00 • $50 Annual Chase Travel Hotel Credit • $120 DoorDash Grocery/Retail Credit Base Rate 0.00% 1.00% Travel Rewards 0.00x 2.00x Authorized User Fee $0.00 $0.00 Foreign Transaction Fee 2.7% None Credit Reporting None Ex, Eq, Tu Product Lifecycle Active Available (16y ago) Minimum Credit Line N/A …

Question 32

Optima Platinum Card vs Chase Sapphire Reserve

Accepted Answer

Snapshot Optima® Platinum Card Chase Sapphire Reserve® Issuer American Express Chase Network American Express Visa (Visa Infinite) Card Material Plastic Metal Annual Fee $49.00 $795.00 Effective: $495.00 • $300 Annual Travel Credit Base Rate 0.00% 1.00% Travel Rewards 0.00x 3.00x Authorized User Fee $0.00 $75.00 Foreign Transaction Fee 2.7% None Credit Reporting None Ex, Eq, Tu Product Lifecycle Active Available (9y ago) Minimum Credit Line N/A $10000 Welcome Offer Bonus N/A 150,000 Chase …

Question 33

Optima Platinum Card vs Citi Prestige Card

Accepted Answer

Snapshot Optima® Platinum Card Citi Prestige Card Issuer American Express Citibank Network American Express Mastercard (World Elite) Card Material Plastic Plastic Annual Fee $49.00 $495.00 Base Rate 0.00% 1.00% Travel Rewards 0.00x 5.00x Authorized User Fee $0.00 $75.00 Foreign Transaction Fee 2.7% None Credit Reporting None Ex, Eq, Tu Product Lifecycle Active Grandfathered (16y ago) Minimum Credit Line N/A N/A Welcome Offer Bonus N/A N/A Spend Requirement N/A N/A Timeline N/A N/A Efficiency …

Question 34

Optima Platinum Card vs Delta SkyMiles Reserve American Express Card

Accepted Answer

Snapshot Optima® Platinum Card Delta SkyMiles Reserve American Express Card Issuer American Express American Express Network American Express American Express Card Material Plastic Plastic Annual Fee $49.00 $650.00 Effective: $90.00 • $240 Resy Credit • $120 Rideshare Credit • $200 Delta Stays Credit Base Rate 0.00% 1.00% Travel Rewards 0.00x 0.00x Authorized User Fee $0.00 $0.00 Foreign Transaction Fee 2.7% None Credit Reporting None None Product Lifecycle Active Active Minimum Credit Line N/A …

Question 35

Optima Platinum Card vs Disney Inspire Visa Card

Accepted Answer

Snapshot Optima® Platinum Card Disney® Inspire Visa® Card Issuer American Express Chase Network American Express Visa Card Material Plastic Plastic Annual Fee $49.00 $149.00 Effective: $-71.00 • $120 Annual Disney Streaming Credit • $100 Annual Theme Park Ticket Credit Base Rate 0.00% 1.00% Travel Rewards 0.00x 3.00x Authorized User Fee $0.00 $0.00 Foreign Transaction Fee 2.7% None Credit Reporting None Ex, Eq, Tu Product Lifecycle Active Available (0y ago) Minimum Credit Line N/A N/A Welcome …

Question 36

Optima Platinum Card vs Disney Premier Visa Card

Accepted Answer

Snapshot Optima® Platinum Card Disney® Premier Visa® Card Issuer American Express Chase Network American Express Visa Card Material Plastic Plastic Annual Fee $49.00 $49.00 Base Rate 0.00% 1.00% Travel Rewards 0.00x 2.00x Authorized User Fee $0.00 $0.00 Foreign Transaction Fee 2.7% None Credit Reporting None Ex, Eq, Tu Product Lifecycle Active Available (16y ago) Minimum Credit Line N/A N/A Welcome Offer Bonus N/A 300 Cash Spend Requirement N/A $500 Timeline N/A 90 days Efficiency Score 0.00 …

Question 37

Optima Platinum Card vs Disney Visa Card

Accepted Answer

Snapshot Optima® Platinum Card Disney® Visa® Card Issuer American Express Chase Network American Express Visa Card Material Plastic Plastic Annual Fee $49.00 $0.00 Base Rate 0.00% 1.00% Travel Rewards 0.00x 1.00x Authorized User Fee $0.00 $0.00 Foreign Transaction Fee 2.7% 3% Credit Reporting None Ex, Eq, Tu Product Lifecycle Active Available (23y ago) Minimum Credit Line N/A N/A Welcome Offer Bonus N/A 100 Cash Spend Requirement N/A $0 Timeline N/A 0 days Efficiency Score 0.00 pts/$1 0.00 …

Question 38

Optima Platinum Card vs DoorDash Rewards Mastercard

Accepted Answer

Snapshot Optima® Platinum Card DoorDash Rewards Mastercard® Issuer American Express Chase Network American Express Mastercard Card Material Plastic Plastic Annual Fee $49.00 $0.00 Base Rate 0.00% 1.00% Travel Rewards 0.00x 1.00x Authorized User Fee $0.00 $0.00 Foreign Transaction Fee 2.7% 3% Credit Reporting None Ex, Eq, Tu Product Lifecycle Active Available (3y ago) Minimum Credit Line N/A N/A Welcome Offer Bonus N/A Cash Spend Requirement N/A $0 Timeline N/A 0 days Efficiency Score 0.00 …

Question 39

Optima Platinum Card vs Gold Rewards Card

Accepted Answer

Snapshot Optima® Platinum Card Gold Rewards Card Issuer American Express American Express Network American Express American Express (American Express Gold) Card Material Plastic Metal Annual Fee $49.00 $325.00 Effective: $205.00 • $120 Dining Credit Base Rate 0.00% 1.00% Travel Rewards 0.00x 5.00x Authorized User Fee $0.00 $35.00 Foreign Transaction Fee 2.7% None Credit Reporting None Ex, Eq, Tu Product Lifecycle Active Available (60y ago) Minimum Credit Line N/A N/A Welcome Offer Bonus N/A …

Question 40

Optima Platinum Card vs Hilton Honors American Express Aspire Card

Accepted Answer

Snapshot Optima® Platinum Card Hilton Honors American Express Aspire Card Issuer American Express American Express Network American Express American Express Card Material Plastic Plastic Annual Fee $49.00 $550.00 Effective: $-259.00 • $400 Hilton Resort Credit • $200 Flight Credit • $209 CLEAR Credit Base Rate 0.00% 3.00% Travel Rewards 0.00x 0.00x Authorized User Fee $0.00 $0.00 Foreign Transaction Fee 2.7% None Credit Reporting None None Product Lifecycle Active Active Minimum Credit Line N/A …

Question 41

Optima Platinum Card vs Hilton Honors American Express Surpass Card

Accepted Answer

Snapshot Optima® Platinum Card Hilton Honors American Express Surpass Card Issuer American Express American Express Network American Express American Express Card Material Plastic Plastic Annual Fee $49.00 $150.00 Effective: $-50.00 • $200 Hilton Credit Base Rate 0.00% 3.00% Travel Rewards 0.00x 0.00x Authorized User Fee $0.00 $0.00 Foreign Transaction Fee 2.7% None Credit Reporting None None Product Lifecycle Active Active Minimum Credit Line N/A N/A Welcome Offer Bonus N/A 130,000 Hilton …

Question 42

Optima Platinum Card vs IHG One Rewards Premier Business Credit Card

Accepted Answer

Snapshot Optima® Platinum Card IHG One Rewards Premier Business Credit Card Issuer American Express Chase Network American Express Mastercard Card Material Plastic Plastic Annual Fee $49.00 $99.00 Base Rate 0.00% 3.00% Travel Rewards 0.00x 5.00x Authorized User Fee $0.00 $0.00 Foreign Transaction Fee 2.7% None Credit Reporting None Ex, Eq, Tu Product Lifecycle Active Available (4y ago) Minimum Credit Line N/A N/A Welcome Offer Bonus N/A 140,000 Ihg Points Spend Requirement N/A $3,000 Timeline …

Question 43

Optima Platinum Card vs IHG One Rewards Premier Credit Card

Accepted Answer

Snapshot Optima® Platinum Card IHG One Rewards Premier Credit Card Issuer American Express Chase Network American Express Mastercard Card Material Plastic Plastic Annual Fee $49.00 $99.00 Base Rate 0.00% 3.00% Travel Rewards 0.00x 5.00x Authorized User Fee $0.00 $0.00 Foreign Transaction Fee 2.7% None Credit Reporting None Ex, Eq, Tu Product Lifecycle Active Available (3y ago) Minimum Credit Line N/A N/A Welcome Offer Bonus N/A 150,000 Ihg Points Spend Requirement N/A $3,000 Timeline N/A 90 …

Question 44

Optima Platinum Card vs IHG One Rewards Traveler Credit Card

Accepted Answer

Snapshot Optima® Platinum Card IHG One Rewards Traveler Credit Card Issuer American Express Chase Network American Express Mastercard Card Material Plastic Plastic Annual Fee $49.00 $0.00 Base Rate 0.00% 2.00% Travel Rewards 0.00x 3.00x Authorized User Fee $0.00 $0.00 Foreign Transaction Fee 2.7% None Credit Reporting None Ex, Eq, Tu Product Lifecycle Active Available (3y ago) Minimum Credit Line N/A N/A Welcome Offer Bonus N/A 80,000 Ihg Points Spend Requirement N/A $2,000 Timeline N/A 90 days …

Question 45

Optima Platinum Card vs Ink Business Cash Credit Card

Accepted Answer

Snapshot Optima® Platinum Card Ink Business Cash® Credit Card Issuer American Express Chase Network American Express Visa Card Material Plastic Plastic Annual Fee $49.00 $0.00 Base Rate 0.00% 1.00% Travel Rewards 0.00x 1.00x Authorized User Fee $0.00 $0.00 Foreign Transaction Fee 2.7% 3% Credit Reporting None Ex, Eq, Tu Product Lifecycle Active Available (10y ago) Minimum Credit Line N/A N/A Welcome Offer Bonus N/A 750 Cash Spend Requirement N/A $6,000 Timeline N/A 90 days Efficiency Score 0.00 …

Question 46

Optima Platinum Card vs Ink Business Preferred Credit Card

Accepted Answer

Snapshot Optima® Platinum Card Ink Business Preferred® Credit Card Issuer American Express Chase Network American Express Visa (Visa Signature) Card Material Plastic Plastic Annual Fee $49.00 $95.00 Base Rate 0.00% 1.00% Travel Rewards 0.00x 3.00x Authorized User Fee $0.00 $0.00 Foreign Transaction Fee 2.7% None Credit Reporting None Ex, Eq, Tu Product Lifecycle Active Available (9y ago) Minimum Credit Line N/A N/A Welcome Offer Bonus N/A 100,000 Chase Points Spend Requirement N/A $8,000 …

Question 47

Optima Platinum Card vs Ink Business Premier Credit Card

Accepted Answer

Snapshot Optima® Platinum Card Ink Business Premier® Credit Card Issuer American Express Chase Network American Express Visa (Visa Signature) Card Material Plastic Metal Annual Fee $49.00 $195.00 Base Rate 0.00% 2.00% Travel Rewards 0.00x 5.00x Authorized User Fee $0.00 $0.00 Foreign Transaction Fee 2.7% None Credit Reporting None Ex, Eq, Tu Product Lifecycle Active Available (3y ago) Minimum Credit Line N/A N/A Welcome Offer Bonus N/A 1,000 Cash Spend Requirement N/A $10,000 Timeline N/A 90 …

Question 48

Optima Platinum Card vs Instacart Mastercard

Accepted Answer

Snapshot Optima® Platinum Card Instacart Mastercard® Issuer American Express Chase Network American Express Mastercard (World Mastercard) Card Material Plastic Plastic Annual Fee $49.00 $0.00 Base Rate 0.00% 1.00% Travel Rewards 0.00x 5.00x Authorized User Fee $0.00 $0.00 Foreign Transaction Fee 2.7% 3% Credit Reporting None Ex, Eq, Tu Product Lifecycle Active Available (3y ago) Minimum Credit Line N/A N/A Welcome Offer Bonus N/A 50 Cash Spend Requirement N/A $0 Timeline N/A 0 days Efficiency …

Question 49

Optima Platinum Card vs Marriott Bonvoy American Express Card

Accepted Answer

Snapshot Optima® Platinum Card Marriott Bonvoy American Express Card Issuer American Express American Express Network American Express American Express Card Material Plastic Plastic Annual Fee $49.00 $95.00 Base Rate 0.00% 2.00% Travel Rewards 0.00x 0.00x Authorized User Fee $0.00 $0.00 Foreign Transaction Fee 2.7% None Credit Reporting None None Product Lifecycle Active Active Minimum Credit Line N/A N/A Welcome Offer Bonus N/A N/A Spend Requirement N/A N/A Timeline N/A N/A Efficiency Score …

Question 50

Optima Platinum Card vs Marriott Bonvoy Bevy American Express Card

Accepted Answer

Snapshot Optima® Platinum Card Marriott Bonvoy Bevy American Express Card Issuer American Express American Express Network American Express American Express Card Material Plastic Plastic Annual Fee $49.00 $250.00 Base Rate 0.00% 2.00% Travel Rewards 0.00x 0.00x Authorized User Fee $0.00 $0.00 Foreign Transaction Fee 2.7% None Credit Reporting None None Product Lifecycle Active Active Minimum Credit Line N/A N/A Welcome Offer Bonus N/A 135,000 Marriott Points Spend Requirement N/A $7,000 …

Question 51

Optima Platinum Card vs Marriott Bonvoy Bold Credit Card

Accepted Answer

Snapshot Optima® Platinum Card Marriott Bonvoy Bold® Credit Card Issuer American Express Chase Network American Express Visa Card Material Plastic Plastic Annual Fee $49.00 $0.00 Base Rate 0.00% 2.00% Travel Rewards 0.00x 3.00x Authorized User Fee $0.00 $0.00 Foreign Transaction Fee 2.7% None Credit Reporting None Ex, Eq, Tu Product Lifecycle Active Available (7y ago) Minimum Credit Line N/A N/A Welcome Offer Bonus N/A 30,000 Marriott Points Spend Requirement N/A $1,000 Timeline N/A 90 days …

Question 52

Optima Platinum Card vs Marriott Bonvoy Boundless Credit Card

Accepted Answer

Snapshot Optima® Platinum Card Marriott Bonvoy Boundless® Credit Card Issuer American Express Chase Network American Express Visa Card Material Plastic Plastic Annual Fee $49.00 $95.00 Base Rate 0.00% 2.00% Travel Rewards 0.00x 6.00x Authorized User Fee $0.00 $0.00 Foreign Transaction Fee 2.7% None Credit Reporting None Ex, Eq, Tu Product Lifecycle Active Available (7y ago) Minimum Credit Line N/A N/A Welcome Offer Bonus N/A Marriott Points Spend Requirement N/A $0 Timeline N/A 0 days …

Question 53

Optima Platinum Card vs Marriott Bonvoy Bountiful Credit Card

Accepted Answer

Snapshot Optima® Platinum Card Marriott Bonvoy Bountiful™ Credit Card Issuer American Express Chase Network American Express Visa Card Material Plastic Plastic Annual Fee $49.00 $250.00 Base Rate 0.00% 2.00% Travel Rewards 0.00x 6.00x Authorized User Fee $0.00 $0.00 Foreign Transaction Fee 2.7% None Credit Reporting None Ex, Eq, Tu Product Lifecycle Active Available (1y ago) Minimum Credit Line N/A N/A Welcome Offer Bonus N/A 85,000 Marriott Points Spend Requirement N/A $4,000 Timeline N/A 90 …

Question 54

Optima Platinum Card vs Marriott Bonvoy Brilliant American Express Card

Accepted Answer

Snapshot Optima® Platinum Card Marriott Bonvoy Brilliant American Express Card Issuer American Express American Express Network American Express American Express Card Material Plastic Plastic Annual Fee $49.00 $650.00 Effective: $350.00 • $300 Dining Credit Base Rate 0.00% 2.00% Travel Rewards 0.00x 0.00x Authorized User Fee $0.00 $0.00 Foreign Transaction Fee 2.7% None Credit Reporting None None Product Lifecycle Active Active Minimum Credit Line N/A N/A Welcome Offer Bonus N/A 150,000 …

Question 55

Optima Platinum Card vs Robinhood Gold Card

Accepted Answer

Snapshot Optima® Platinum Card Robinhood Gold Card Issuer American Express Robinhood Network American Express Visa (Visa Signature) Card Material Plastic Metal Annual Fee $49.00 $0.00 Base Rate 0.00% 3.00% Travel Rewards 0.00x 5.00x Authorized User Fee $0.00 $0.00 Foreign Transaction Fee 2.7% None Credit Reporting None Ex, Eq, Tu Product Lifecycle Active Available (2y ago) Minimum Credit Line N/A N/A Welcome Offer Bonus N/A N/A Spend Requirement N/A N/A Timeline N/A N/A Efficiency Score 0.00 …

Question 56

Optima Platinum Card vs Southwest Rapid Rewards Performance Business Credit Card

Accepted Answer

Snapshot Optima® Platinum Card Southwest® Rapid Rewards® Performance Business Credit Card Issuer American Express Chase Network American Express Visa Card Material Plastic Plastic Annual Fee $49.00 $199.00 Base Rate 0.00% 1.00% Travel Rewards 0.00x 3.00x Authorized User Fee $0.00 $0.00 Foreign Transaction Fee 2.7% 3% Credit Reporting None Ex, Eq, Tu Product Lifecycle Active Available (8y ago) Minimum Credit Line N/A N/A Welcome Offer Bonus N/A 80,000 Southwest Points Spend Requirement N/A …

Question 57

Optima Platinum Card vs Southwest Rapid Rewards Plus Credit Card

Accepted Answer

Snapshot Optima® Platinum Card Southwest Rapid Rewards® Plus Credit Card Issuer American Express Chase Network American Express Visa Card Material Plastic Plastic Annual Fee $49.00 $99.00 Base Rate 0.00% 1.00% Travel Rewards 0.00x 2.00x Authorized User Fee $0.00 $0.00 Foreign Transaction Fee 2.7% 3% Credit Reporting None Ex, Eq, Tu Product Lifecycle Active Available (15y ago) Minimum Credit Line N/A N/A Welcome Offer Bonus N/A 80,000 Southwest Points Spend Requirement N/A $1,000 Timeline N/A 90 …

Question 58

Optima Platinum Card vs Southwest Rapid Rewards Premier Business Credit Card

Accepted Answer

Snapshot Optima® Platinum Card Southwest® Rapid Rewards® Premier Business Credit Card Issuer American Express Chase Network American Express Visa Card Material Plastic Plastic Annual Fee $49.00 $149.00 Base Rate 0.00% 1.00% Travel Rewards 0.00x 2.00x Authorized User Fee $0.00 $0.00 Foreign Transaction Fee 2.7% 3% Credit Reporting None Ex, Eq, Tu Product Lifecycle Active Available (15y ago) Minimum Credit Line N/A N/A Welcome Offer Bonus N/A 80,000 Southwest Points Spend Requirement N/A $3,000 …

Question 59

Optima Platinum Card vs Southwest Rapid Rewards Premier Credit Card

Accepted Answer

Snapshot Optima® Platinum Card Southwest Rapid Rewards® Premier Credit Card Issuer American Express Chase Network American Express Visa Card Material Plastic Plastic Annual Fee $49.00 $149.00 Base Rate 0.00% 1.00% Travel Rewards 0.00x 2.00x Authorized User Fee $0.00 $0.00 Foreign Transaction Fee 2.7% 3% Credit Reporting None Ex, Eq, Tu Product Lifecycle Active Available (15y ago) Minimum Credit Line N/A N/A Welcome Offer Bonus N/A 85,000 Southwest Points Spend Requirement N/A $2,000 Timeline …

Question 60

Optima Platinum Card vs Southwest Rapid Rewards Priority Credit Card

Accepted Answer

Snapshot Optima® Platinum Card Southwest Rapid Rewards® Priority Credit Card Issuer American Express Chase Network American Express Visa Card Material Plastic Plastic Annual Fee $49.00 $229.00 Effective: $154.00 • $75 Annual Southwest Travel Credit Base Rate 0.00% 1.00% Travel Rewards 0.00x 2.00x Authorized User Fee $0.00 $0.00 Foreign Transaction Fee 2.7% 3% Credit Reporting None Ex, Eq, Tu Product Lifecycle Active Available (8y ago) Minimum Credit Line N/A N/A Welcome Offer Bonus N/A 90,000 …

Question 61

Optima Platinum Card vs The Blue Business Plus Credit Card from American Express

Accepted Answer

Snapshot Optima® Platinum Card The Blue Business Plus Credit Card from American Express Issuer American Express American Express Network American Express American Express Card Material Plastic Plastic Annual Fee $49.00 $0.00 Base Rate 0.00% 1.00% Travel Rewards 0.00x 0.00x Authorized User Fee $0.00 $0.00 Foreign Transaction Fee 2.7% 2.7% Credit Reporting None None Product Lifecycle Active Active Minimum Credit Line N/A N/A Welcome Offer Bonus N/A 15,000 Amex Points Spend Requirement N/A $3,000 …

Question 62

Optima Platinum Card vs United Club℠ Business Card

Accepted Answer

Snapshot Optima® Platinum Card United Club℠ Business Card Issuer American Express Chase Network American Express Visa (Visa Infinite) Card Material Plastic Metal Annual Fee $49.00 $450.00 Base Rate 0.00% 1.00% Travel Rewards 0.00x 2.00x Authorized User Fee $0.00 $175.00 Foreign Transaction Fee 2.7% None Credit Reporting None Ex, Eq, Tu Product Lifecycle Active Available (7y ago) Minimum Credit Line N/A N/A Welcome Offer Bonus N/A 75,000 United Miles Spend Requirement N/A $5,000 Timeline N/A 90 …

Question 63

Optima Platinum Card vs United Club℠ Infinite Card

Accepted Answer

Snapshot Optima® Platinum Card United Club℠ Infinite Card Issuer American Express Chase Network American Express Visa (Visa Infinite) Card Material Plastic Metal Annual Fee $49.00 $695.00 Base Rate 0.00% 1.00% Travel Rewards 0.00x 2.00x Authorized User Fee $0.00 $175.00 Foreign Transaction Fee 2.7% None Credit Reporting None Ex, Eq, Tu Product Lifecycle Active Available (4y ago) Minimum Credit Line N/A N/A Welcome Offer Bonus N/A 80,000 United Miles Spend Requirement N/A $5,000 Timeline N/A 90 …

Question 64

Optima Platinum Card vs United Gateway℠ Credit Card

Accepted Answer

Snapshot Optima® Platinum Card United Gateway℠ Credit Card Issuer American Express Chase Network American Express Visa Card Material Plastic Plastic Annual Fee $49.00 $0.00 Base Rate 0.00% 1.00% Travel Rewards 0.00x 2.00x Authorized User Fee $0.00 $0.00 Foreign Transaction Fee 2.7% None Credit Reporting None Ex, Eq, Tu Product Lifecycle Active Available (6y ago) Minimum Credit Line N/A N/A Welcome Offer Bonus N/A 30,000 United Miles Spend Requirement N/A $1,000 Timeline N/A 90 days Efficiency …