Snapshot

Gemini Credit Card
Gemini Credit Card
 Bank of America Unlimited Cash Rewards Credit Card
Bank of America Unlimited Cash Rewards Credit Card
IssuerWebBank (Gemini)Bank of America
NetworkMastercardVisa
Card MaterialMetalPlastic
Annual Fee$0.00$0.00
Base Rate1.00%1.50%
Travel Rewards0.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%3%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement——
Timeline——

Rewards Breakdown

Base Rate1.0% (base)1.5% (base)
Restaurants3.0%1.5% (base)
Supermarkets2.0%1.5% (base)
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR17.49% - 29.49%18.24% - 28.24%
Cash Advance APR29.49%29.99%
Penalty APRN/AN/A
Late Fee$40$40
Balance Transfer FeeN/Aundefined% (min $0)

Insurance & Protections

Auto RentalSecondary—
Baggage Delay——
Baggage Loss——
Cell Phone Protection——
Extended Warranty——
Purchase Protection——
Return Protection——
Trip Cancellation Interruption——
Trip Delay——
Tsa Precheck Global Entry——

Usability & Experience

Digital WalletN/AN/A
Instant Card Number——
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard