The Bank of America Unlimited Cash Rewards Credit Card, issued by Bank of America, is a Visa Signature credit card made of Plastic.
Welcome Offer#
| Bonus | 200 Cash |
| Spend Requirement | $1,000 |
| Timeline | 90 days |
| Efficiency Score | 0.20 pts/$1 |
| Cash Back Value | — |
| Portal Travel Value | — |
| Transfer Estimated Value | — |
Pricing Details#
| Purchase APR | 24.99% - 34.99% |
| Cash Advance Fee | 5% |
| Balance Transfer Fee | 3% |
| Late Payment Fee | Up to $40 |
| Minimum Interest Charge | $1.50 |
| Grace Period | 25 days |
| Penalty APR | None |
Usability & Experience#
| Digital Wallets | apple-pay, google-pay, samsung-pay |
| Customer Service | Unverified |
| Instant Use | No |
Strategy & Eligibility#
| Min. Credit Score | 690+ |
| Recommended Range | Good to Excellent |
| Chase 5/24 Rule | No |
| Lifetime Restriction | None |
| Active Family Restriction | Yes (The 2/3/4 Rule: Bank of America will approve you for at most 2 cards per rolling 2 months, 3 cards per rolling 12 months, and 4 cards per rolling 24 months.) |
| Closure Grace Period | None |
Comparisons#
See how the Bank of America Unlimited Cash Rewards Credit Card compares to other cards.