Ranked #167/225
Ranked #65/225

Snapshot

Citi ThankYou Preferred Card
Citi ThankYou Preferred Card
Capital One Spark Cash Plus
Capital One Spark Cash Plus
IssuerCitibankCapital One
NetworkMastercardMastercard
Card MaterialPlasticPlastic
Annual Fee$0.00$150.00
Base Rate1.00%2.00%
Travel Rewards0.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee3%0%
LifecycleGrandfatheredAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)2.0% (base)
Restaurants2.0%2.0% (base)
Entertainment2.0%2.0% (base)
Hotels via Capital One Travel1.0% (base)5.0%
Rental Cars via Capital One Travel1.0% (base)5.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR10.99% - 18.99%null% - null%
Cash Advance APR21.24%N/A
Penalty APR21.49%N/A
Late Fee$41$39
Balance Transfer Feeundefined% (min $0)N/A

Insurance & Protections

Auto Rental-Primary (when renting for business purposes)
Baggage Delay--
Baggage Loss--
Cell Phone Protection--
Extended Warranty-Extends warranty by 1 year
Purchase Protection-Covered up to $10,000 per claim
Return Protection--
Trip Cancellation Interruption--
Trip Delay--
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesCiti 8/65Standard

Cards in the Same Tier