Ranked #166/225
Ranked #77/225

Snapshot

Citi Rewards+ Card
Citi Rewards+ Card
BMO Cash Back Mastercard
BMO Cash Back Mastercard
IssuerCitiBMO (US)
NetworkMastercardMastercard
Card MaterialPlasticPlastic
Annual Fee$0.00$0.00
Base Rate1.00%1.00%
Travel Rewards0.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee3%3%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)1.0% (base)
Supermarkets2.0%1.0% (base)
Gas Stations2.0%3.0%
Telecommunications1.0% (base)5.0%
telecom1.0% (base)5.0%
Restaurants1.0% (base)3.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer Partners3 partnersNone
Annual CreditsNoneNone

Transfer Partners

5:4-

Pricing Details

Purchase APR18.24% - 28.24%20.24% - 27.24%
Cash Advance APR29.99%29.24%
Penalty APR29.99%N/A
Late Fee$41$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto Rental-Secondary
Baggage Delay--
Baggage Loss--
Cell Phone Protection-Up to $600 per claim, subject to $50 deductible (Max $1,000/year)
Extended Warranty-Doubles original warranty up to 1 additional year
Purchase Protection--
Return Protection--
Trip Cancellation Interruption--
Trip Delay--
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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