Ranked #30/225
Ranked #223/225

Snapshot

Citi Prestige Card
Citi Prestige Card
Amex Optima Card
Amex Optima Card
IssuerCitibankAmerican Express
NetworkMastercardAmerican Express
Card MaterialMetalPlastic
Annual Fee$495.00$49.00
Base Rate1.00%0.00%
Travel Rewards5.00x0.00x
Auth. User Fee$75.00$0.00
Foreign Txn Fee0%2.7%
LifecycleGrandfatheredActive

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)0.0% (base)
Restaurants5.0%0.0% (base)
Airline5.0%0.0% (base)
Hotels3.0%0.0% (base)
Priceline5.0%0.0% (base)
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer Partners18 partnersNone
Annual CreditsNoneNone

Transfer Partners

1:1-

Pricing Details

Purchase APR10.99% - 18.99%14.99% - 14.99%
Cash Advance APR21.24%28.74%
Penalty APR21.49%29.99%
Late Fee$41$40
Balance Transfer Feeundefined% (min $0)N/A

Insurance & Protections

Auto Rental--
Trip Cancellation Interruption--
Tsa Precheck Global EntryYes-

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesCiti 8/65Standard

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