Ranked #107/225
Ranked #98/225

Snapshot

Macy's American Express Card
Macy's American Express Card
 Bank of America Premium Rewards Credit Card
Bank of America Premium Rewards Credit Card
IssuerCitibankBank of America
NetworkAmerican ExpressVisa
Card MaterialPlasticPlastic
Annual Fee$0.00$95.00
Base Rate1.00%1.50%
Travel Rewards0.00x2.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee3%0%
LifecycleActiveAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)1.5% (base)
Restaurants3.0%2.0%
Gas Stations2.0%1.5% (base)
Supermarkets2.0%1.5% (base)
Travel1.0% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR10.99% - 18.99%20.24% - 27.24%
Cash Advance APR21.24%29.99%
Penalty APR21.49%N/A
Late Fee$41$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto Rental-Secondary
Baggage Delay-Covered
Baggage Loss-Covered
Cell Phone Protection--
Extended Warranty-Covered
Purchase Protection-Covered
Return Protection-Covered
Trip Cancellation Interruption-Covered
Trip Delay-Covered
Tsa Precheck Global Entry-Up to $100 statement credit every 4 years

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesCiti 8/65Standard

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