The Home Depot Consumer Credit Card vs U.S. Bank Business Triple Cash Rewards World Elite Mastercard

Side-by-side comparison of The Home Depot Consumer Credit Card and U.S. Bank Business Triple Cash Rewards World Elite Mastercard. Compare rewards, fees, APR, benefits, and transfer partners.

Snapshot

	The Home Depot Consumer Credit Card	U.S. Bank Business Triple Cash Rewards World Elite Mastercard
Issuer	Citibank	U.S. Bank
Network	Store Card	Mastercard
Card Material	Plastic	Plastic
Annual Fee	$0.00	$0.00
Base Rate	0.00%	1.00%
Travel Rewards	0.00x	5.00x
Auth. User Fee	$0.00	$0.00
Foreign Txn Fee	3%	3%
Lifecycle	Active	Available

Welcome Offer

Bonus	None	None
Spend Requirement	—	—
Timeline	—	—

Rewards Breakdown

Base Rate	0.0% (base)	1.0% (base)
Prepaid car and hotel reservations via Rewards Center	0.0% (base)	5.0%
Gas Stations	0.0% (base)	3.0%
Restaurants	0.0% (base)	3.0%
Office Supplies	0.0% (base)	3.0%
Telecommunications	0.0% (base)	3.0%
Anniversary Bonus	None	None
Portal Boost	1x	1x

Benefits & Partners

Transfer Partners	None	None
Annual Credits	None	None

Transfer Partners

Pricing Details

Purchase APR	10.99% - 18.99%	18.24% - 27.24%
Cash Advance APR	21.24%	29.99%
Penalty APR	21.49%	N/A
Late Fee	$41	$39
Balance Transfer Fee	N/A	undefined% (min $0)

Insurance & Protections

Auto Rental	—	Primary (when renting for business purposes)
Baggage Delay	—	—
Baggage Loss	—	—
Cell Phone Protection	—	—
Extended Warranty	—	—
Purchase Protection	—	—
Return Protection	—	—
Trip Cancellation Interruption	—	—
Trip Delay	—	—
Tsa Precheck Global Entry	—	—

Usability & Experience

Digital Wallet	N/A	N/A
Instant Card Number	—	—
Credit Bureaus	N/A	N/A

Strategy & Eligibility

Recommended Credit	N/A	N/A
Application Rules	Citi 8/65	Standard