Snapshot
Welcome Offer
Bonus None None
Spend Requirement — —
Timeline — —
Rewards Breakdown
Base Rate 1.0% (base) 1.0% (base) Eligible gas and EV charging purchases (up to $7K per year) 4.0% 1.0% (base) Restaurants 3.0% 1.0% (base) Travel 3.0% 3.0% Costco and Costco.com purchases 2.0% 1.0% (base) Shipping 1.0% (base) 3.0% Telecommunications 1.0% (base) 3.0% Advertising 1.0% (base) 3.0% Anniversary Bonus None None Portal Boost 1x 1.25x
Benefits & Partners
Transfer Partners None 14 partners
Annual Credits None None
Transfer Partners
Pricing Details
Purchase APR 20.49% - 20.49% 10.99% - 19.99%
Cash Advance APR 29.99% 21.74%
Penalty APR 29.99% 23.24%
Late Fee $41 $40
Balance Transfer Fee undefined% (min $0) undefined% (min $0)
Insurance & Protections
Auto Rental Primary (when renting for business purposes) ✓ Baggage Delay — ✓ Baggage Loss — — Cell Phone Protection — ✓ Extended Warranty Extends warranty by 24 months ✓ Purchase Protection Covered up to $10,000 per item 120 days Return Protection — — Trip Cancellation Interruption — ✓ Trip Delay — ✓ Tsa Precheck Global Entry — —
Usability & Experience
Digital Wallet N/A N/A
Instant Card Number — —
Credit Bureaus N/A N/A
Strategy & Eligibility
Recommended Credit N/A N/A
Application Rules Standard Standard
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