Snapshot

My Best Buy Visa Card
My Best Buy Visa Card
BMO Cash Back Mastercard
BMO Cash Back Mastercard
IssuerCitibankBMO (US)
NetworkVisaMastercard
Card MaterialPlasticPlastic
Annual Fee$0.00$0.00
Base Rate1.00%1.00%
Travel Rewards0.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee3%3%
LifecycleActiveAvailable

Welcome Offer

BonusNoneNone
Spend Requirement
Timeline

Rewards Breakdown

Base Rate1.0% (base)1.0% (base)
Best Buy5.0%1.0% (base)
Gas Stations3.0%3.0%
Restaurants2.0%3.0%
Supermarkets2.0%1.0% (base)
Telecommunications1.0% (base)5.0%
Cell phone1.0% (base)5.0%
cable/satellite TV1.0% (base)5.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR10.99% - 18.99%20.24% - 27.24%
Cash Advance APR21.24%29.24%
Penalty APR21.49%N/A
Late Fee$41$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalSecondary
Baggage Delay
Baggage Loss
Cell Phone ProtectionUp to $600 per claim, subject to $50 deductible (Max $1,000/year)
Extended WarrantyDoubles original warranty up to 1 additional year
Purchase Protection
Return Protection
Trip Cancellation Interruption
Trip Delay
Tsa Precheck Global Entry

Usability & Experience

Digital WalletN/AN/A
Instant Card Number
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesCiti 8/65Standard