Snapshot

Citi / AAdvantage Executive World Elite Mastercard
Citi / AAdvantage Executive World Elite Mastercard
 Optima Platinum Card
Optima Platinum Card
IssuerCitiAmerican Express
NetworkMastercardAmerican Express
Card MaterialPlasticPlastic
Annual Fee$595.00$49.00
Base Rate1.00%0.00%
Travel Rewards4.00x0.00x
Auth. User Fee$175.00$0.00
Foreign Txn Fee0%2.7%
LifecycleAvailableActive

Welcome Offer

BonusNoneNone
Spend Requirement——
Timeline——

Rewards Breakdown

Base Rate1.0% (base)0.0% (base)
Hotels10.0%0.0% (base)
Travel10.0%0.0% (base)
Airline4.0%0.0% (base)
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR21.24% - 29.99%14.99% - 14.99%
Cash Advance APR29.99%28.74%
Penalty APR29.99%29.99%
Late Fee$41$40
Balance Transfer Feeundefined% (min $0)N/A

Insurance & Protections

Auto RentalSecondary—
Baggage DelayCovered—
Baggage LossCovered—
Cell Phone Protection——
Extended Warranty——
Purchase Protection——
Return Protection——
Trip Cancellation InterruptionCovered—
Trip DelayCovered—
Tsa Precheck Global EntryUp to $100 statement credit every 4 years—

Usability & Experience

Digital WalletN/AN/A
Instant Card Number——
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard