Snapshot

Chase Sapphire Reserve
Chase Sapphire Reserve
More Rewards American Express Card
More Rewards American Express Card
IssuerChaseNavy Federal Credit Union
NetworkVisaAmerican Express
Card MaterialMetalPlastic
Annual Fee$795.00$0.00
Base Rate1.00%1.00%
Travel Rewards3.00x0.00x
Auth. User Fee$75.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement
Timeline

Rewards Breakdown

Base Rate1.0% (base)1.0% (base)
Hotels10.0%1.0% (base)
Airline5.0%1.0% (base)
Restaurants3.0%3.0%
Travel3.0%1.0% (base)
Lyft5.0%1.0% (base)
Supermarkets1.0% (base)3.0%
Gas Stations1.0% (base)3.0%
Transit & Rideshare1.0% (base)3.0%
Anniversary BonusNoneNone
Portal Boost1.5x1x

Benefits & Partners

Transfer Partners14 partnersNone
Annual CreditsNoneNone

Transfer Partners

1:1

Pricing Details

Purchase APR12.74% - 21.24%14.9% - 18%
Cash Advance APR21.74%16.9%
Penalty APR23.24%N/A
Late Fee$40$20
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalSecondary
Baggage Delay
Baggage Loss
Cell Phone Protection
Extended Warranty
Purchase Protection120 days
Return Protection
Roadside DispatchPay-per-use
Trip Cancellation Interruption
Trip Delay
Tsa Precheck Global Entry

Usability & Experience

Digital WalletN/AN/A
Instant Card Number
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard