Ranked #28/225
Ranked #37/225

Snapshot

Chase Sapphire Preferred
Chase Sapphire Preferred
 U.S. Bank Shopper Cash Rewards Visa Signature Card
U.S. Bank Shopper Cash Rewards Visa Signature Card
IssuerChaseU.S. Bank
NetworkVisaVisa
Card MaterialMetalPlastic
Annual Fee$95.00$95.00
Base Rate1.00%1.50%
Travel Rewards0.00x5.50x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%3%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)1.5% (base)
Travel2.0%1.5% (base)
Restaurants3.0%1.5% (base)
Supermarkets3.0%1.5% (base)
Streaming3.0%1.5% (base)
Peloton5.0%1.5% (base)
Lyft5.0%1.5% (base)
Two retailers you choose (up to $1,500/quarter)1.0% (base)6.0%
Hotels1.0% (base)5.5%
One everyday category you choose (up to $1,500/quarter)1.0% (base)3.0%
Anniversary Bonus0.1None
Portal Boost1.25x1x

Benefits & Partners

Transfer Partners14 partnersNone
Annual CreditsNoneNone

Transfer Partners

1:1-

Pricing Details

Purchase APR12.49% - 20.74%19.49% - 29.49%
Cash Advance APR21.74%29.99%
Penalty APR23.24%N/A
Late Fee$40$41
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalYesSecondary
Baggage DelayYes-
Baggage LossYes-
Cell Phone Protection--
Extended WarrantyYes-
Purchase Protection120 days-
Return Protection--
Roadside DispatchPay-per-use-
Trip Cancellation InterruptionYes-
Trip DelayYes-
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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