Snapshot

Chase Sapphire Preferred
Chase Sapphire Preferred
Capital One Spark Cash Plus
Capital One Spark Cash Plus
IssuerChaseCapital One
NetworkVisaMastercard
Card MaterialMetalPlastic
Annual Fee$95.00$150.00
Base Rate1.00%2.00%
Travel Rewards0.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement
Timeline

Rewards Breakdown

Base Rate1.0% (base)2.0% (base)
Travel5.0%2.0% (base)
Restaurants3.0%2.0% (base)
Supermarkets3.0%2.0% (base)
Streaming3.0%2.0% (base)
Peloton5.0%2.0% (base)
Lyft5.0%2.0% (base)
Hotels via Capital One Travel1.0% (base)5.0%
Rental Cars via Capital One Travel1.0% (base)5.0%
Anniversary Bonus0.1None
Portal Boost1.25x1x

Benefits & Partners

Transfer Partners14 partnersNone
Annual CreditsNoneNone

Transfer Partners

1:1

Pricing Details

Purchase APR12.49% - 20.74%null% - null%
Cash Advance APR21.74%N/A
Penalty APR23.24%N/A
Late Fee$40$39
Balance Transfer Feeundefined% (min $0)N/A

Insurance & Protections

Auto RentalPrimary (when renting for business purposes)
Baggage Delay
Baggage Loss
Cell Phone Protection
Extended WarrantyExtends warranty by 1 year
Purchase Protection120 daysCovered up to $10,000 per claim
Return Protection
Roadside DispatchPay-per-use
Trip Cancellation Interruption
Trip Delay
Tsa Precheck Global Entry

Usability & Experience

Digital WalletN/AN/A
Instant Card Number
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard