Ranked #5/225
Ranked #216/225

Snapshot

IHG One Rewards Traveler Credit Card
IHG One Rewards Traveler Credit Card
 SECU Visa Credit Card
SECU Visa Credit Card
IssuerChaseSECU (NC)
NetworkMastercardVisa
Card MaterialPlasticPlastic
Annual Fee$0.00$0.00
Base Rate2.00%0.00%
Travel Rewards3.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate2.0% (base)0.0% (base)
Gas Stations3.0%0.0% (base)
Restaurants3.0%0.0% (base)
Streaming3.0%0.0% (base)
Utilities3.0%0.0% (base)
IHG17.0%0.0% (base)
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR12.49% - 21.49%13.75% - 13.75%
Cash Advance APR21.74%13.75%
Penalty APR23.24%N/A
Late Fee$40$5
Balance Transfer Feeundefined% (min $0)N/A

Insurance & Protections

Auto RentalYesSecondary
Baggage Delay--
Baggage Loss--
Cell Phone Protection--
Extended WarrantyYes-
Purchase Protection120 days-
Return Protection--
Trip Cancellation Interruption--
Trip Delay--
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

Cards in the Same Tier

Odyssey Rewards World Elite MastercardOdyssey Rewards World Elite Mastercard#110 · $948/yrAlaska Airlines Visa SignatureAlaska Airlines Visa Signature#111 · $942/yrSonesta World MastercardSonesta World Mastercard#109 · $948/yrAmex Blue Cash EverydayAmex Blue Cash Everyday#112 · $936/yr