Ranked #5/225
Ranked #74/225

Snapshot

IHG One Rewards Traveler Credit Card
IHG One Rewards Traveler Credit Card
 Bank of America Business Advantage Travel Rewards World Mastercard
Bank of America Business Advantage Travel Rewards World Mastercard
IssuerChaseBank of America
NetworkMastercardMastercard
Card MaterialPlasticPlastic
Annual Fee$0.00$0.00
Base Rate2.00%1.50%
Travel Rewards3.00x3.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate2.0% (base)1.5% (base)
Gas Stations3.0%1.5% (base)
Restaurants3.0%1.5% (base)
Streaming3.0%1.5% (base)
Utilities3.0%1.5% (base)
IHG17.0%1.5% (base)
Travel2.0% (base)3.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR12.49% - 21.49%18.49% - 28.49%
Cash Advance APR21.74%29.99%
Penalty APR23.24%N/A
Late Fee$40$39
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalYesPrimary (when renting for business purposes)
Baggage Delay--
Baggage Loss--
Cell Phone Protection--
Extended WarrantyYes-
Purchase Protection120 days-
Return Protection--
Trip Cancellation Interruption--
Trip Delay--
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

Cards in the Same Tier

U.S. Bank Business Altitude Connect World Elite MastercardU.S. Bank Business Altitude Connect World Elite Mastercard#39 · $1,344/yrDisney Inspire Visa CardDisney Inspire Visa Card#40 · $1,326/yrAmazon Prime VisaAmazon Prime Visa#38 · $1,368/yrMarriott Bonvoy Bold Credit CardMarriott Bonvoy Bold Credit Card#41 · $1,320/yr