Ranked #2/225
Ranked #77/225

Snapshot

IHG One Rewards Premier Credit Card
IHG One Rewards Premier Credit Card
 BMO Cash Back Mastercard
BMO Cash Back Mastercard
IssuerChaseBMO (US)
NetworkMastercardMastercard
Card MaterialPlasticPlastic
Annual Fee$99.00$0.00
Base Rate3.00%1.00%
Travel Rewards5.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%3%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate3.0% (base)1.0% (base)
Travel5.0%1.0% (base)
Restaurants5.0%3.0%
Gas Stations5.0%3.0%
IHG26.0%1.0% (base)
Telecommunications3.0% (base)5.0%
telecom3.0% (base)5.0%
Anniversary Bonus[object Object]None
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR12.49% - 21.49%20.24% - 27.24%
Cash Advance APR21.74%29.24%
Penalty APR23.24%N/A
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalYesSecondary
Baggage Delay--
Baggage Loss--
Cell Phone Protection-Up to $600 per claim, subject to $50 deductible (Max $1,000/year)
Extended WarrantyYesDoubles original warranty up to 1 additional year
Purchase Protection120 days-
Return Protection--
Trip Cancellation Interruption--
Trip Delay--
Tsa Precheck Global EntryYes-

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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