Snapshot

IHG One Rewards Premier Credit Card
IHG One Rewards Premier Credit Card
 Bank of America Premium Rewards Credit Card
Bank of America Premium Rewards Credit Card
IssuerChaseBank of America
NetworkMastercardVisa
Card MaterialPlasticPlastic
Annual Fee$99.00$95.00
Base Rate3.00%1.50%
Travel Rewards5.00x2.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement——
Timeline——

Rewards Breakdown

Base Rate3.0% (base)1.5% (base)
Hotels26.0%1.5% (base)
Travel5.0%2.0%
Restaurants5.0%2.0%
Gas Stations5.0%1.5% (base)
Anniversary Bonus[object Object]None
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR12.49% - 21.49%20.24% - 27.24%
Cash Advance APR21.74%29.99%
Penalty APR23.24%N/A
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto Rental✓Secondary
Baggage Delay—Covered
Baggage Loss—Covered
Cell Phone Protection——
Extended Warranty✓Covered
Purchase Protection120 daysCovered
Return Protection—Covered
Trip Cancellation Interruption—Covered
Trip Delay—Covered
Tsa Precheck Global Entry✓Up to $100 statement credit every 4 years

Usability & Experience

Digital WalletN/AN/A
Instant Card Number——
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard