Ink Business Cash Credit Card vs My GM Rewards Card

Side-by-side comparison of Ink Business Cash Credit Card and My GM Rewards Card. Compare rewards, fees, APR, benefits, and transfer partners.

Snapshot

	Ink Business Cash Credit Card	My GM Rewards Card
Issuer	Chase	Goldman Sachs
Network	Visa	Mastercard
Card Material	Plastic	Plastic
Annual Fee	$0.00	$0.00
Base Rate	1.00%	4.00%
Travel Rewards	1.00x	0.00x
Auth. User Fee	$0.00	$0.00
Foreign Txn Fee	3%	0%
Lifecycle	Available	Available

Welcome Offer

Bonus	None	None
Spend Requirement	—	—
Timeline	—	—

Rewards Breakdown

Base Rate	1.0% (base)	4.0% (base)
Office Supplies	5.0%	4.0% (base)
Telecommunications	5.0%	4.0% (base)
Gas Stations	2.0%	4.0% (base)
Restaurants	2.0%	4.0% (base)
GM purchases (parts, accessories, service)	1.0% (base)	7.0%
Anniversary Bonus	None	None
Portal Boost	1x	1x

Benefits & Partners

Transfer Partners	None	None
Annual Credits	None	None

Transfer Partners

Pricing Details

Purchase APR	9.99% - 17.99%	19.24% - 29.24%
Cash Advance APR	21.74%	29.24%
Penalty APR	23.24%	N/A
Late Fee	$40	$40
Balance Transfer Fee	N/A	undefined% (min $0)

Insurance & Protections

Auto Rental	✓	Secondary
Baggage Delay	—	—
Baggage Loss	—	—
Cell Phone Protection	—	—
Extended Warranty	✓	—
Purchase Protection	120 days	—
Return Protection	—	—
Trip Cancellation Interruption	—	—
Trip Delay	—	—
Tsa Precheck Global Entry	—	—

Usability & Experience

Digital Wallet	N/A	N/A
Instant Card Number	—	—
Credit Bureaus	N/A	N/A

Strategy & Eligibility

Recommended Credit	N/A	N/A
Application Rules	Standard	Standard