IHG One Rewards Premier Business Credit Card vs Brex Corporate Card

Side-by-side comparison of IHG One Rewards Premier Business Credit Card and Brex Corporate Card. Compare rewards, fees, APR, benefits, and transfer partners.

Snapshot

	IHG One Rewards Premier Business Credit Card	Brex Corporate Card
Issuer	Chase	Brex
Network	Mastercard	Mastercard
Card Material	Plastic	Plastic
Annual Fee	$99.00	$0.00
Base Rate	3.00%	1.00%
Travel Rewards	5.00x	4.00x
Auth. User Fee	$0.00	$0.00
Foreign Txn Fee	0%	0%
Lifecycle	Available	Available

Welcome Offer

Bonus	None	None
Spend Requirement	—	—
Timeline	—	—

Rewards Breakdown

Base Rate	3.0% (base)	1.0% (base)
Hotels	26.0%	1.0% (base)
Travel	5.0%	4.0%
Restaurants	5.0%	1.0% (base)
Gas Stations	5.0%	1.0% (base)
Select Business Categories	5.0%	1.0% (base)
Transit & Rideshare	3.0% (base)	7.0%
Restaurants (with daily payments)	3.0% (base)	3.0%
Streaming	3.0% (base)	2.0%
Anniversary Bonus	[object Object]	None
Portal Boost	1x	1x

Benefits & Partners

Transfer Partners	None	7 partners
Annual Credits	None	None

Transfer Partners

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1:1

Pricing Details

Purchase APR	12.49% - 21.49%	0% - 0%
Cash Advance APR	21.74%	N/A
Penalty APR	23.24%	N/A
Late Fee	$40	N/A
Balance Transfer Fee	N/A	N/A

Insurance & Protections

Auto Rental	✓	Primary
Baggage Delay	—	—
Baggage Loss	—	—
Cell Phone Protection	—	—
Extended Warranty	✓	—
Purchase Protection	120 days	—
Return Protection	—	—
Trip Cancellation Interruption	—	—
Trip Delay	—	—
Tsa Precheck Global Entry	—	—

Usability & Experience

Digital Wallet	N/A	N/A
Instant Card Number	—	—
Credit Bureaus	N/A	N/A

Strategy & Eligibility

Recommended Credit	N/A	N/A
Application Rules	Standard	Standard