Snapshot

Capital One Spark Cash Plus
Capital One Spark Cash Plus
Disney Inspire Visa Card
Disney Inspire Visa Card
IssuerCapital OneChase
NetworkMastercardVisa
Card MaterialPlasticPlastic
Annual Fee$150.00$149.00
Base Rate2.00%1.00%
Travel Rewards0.00x3.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement
Timeline

Rewards Breakdown

Base Rate2.0% (base)1.0% (base)
Hotels via Capital One Travel5.0%1.0% (base)
Rental Cars via Capital One Travel5.0%1.0% (base)
Disney+2.0% (base)10.0%
Hulu2.0% (base)10.0%
ESPN+2.0% (base)10.0%
Gas Stations2.0% (base)3.0%
U.S. Disney Locations2.0% (base)3.0%
Supermarkets2.0% (base)2.0%
Restaurants2.0% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APRnull% - null%11.49% - 20.99%
Cash Advance APRN/A21.74%
Penalty APRN/A23.24%
Late Fee$39$40
Balance Transfer FeeN/Aundefined% (min $0)

Insurance & Protections

Auto RentalPrimary (when renting for business purposes)
Baggage Delay
Baggage Loss
Cell Phone Protection
Extended WarrantyExtends warranty by 1 year
Purchase ProtectionCovered up to $10,000 per claim120 days
Return Protection
Trip Cancellation Interruption
Trip Delay
Tsa Precheck Global Entry

Usability & Experience

Digital WalletN/AN/A
Instant Card Number
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard