Ranked #77/225
Ranked #101/225

Snapshot

BMO Cash Back Mastercard
BMO Cash Back Mastercard
 Bank of America Premium Rewards Elite
Bank of America Premium Rewards Elite
IssuerBMO (US)Bank of America
NetworkMastercardVisa
Card MaterialPlasticMetal
Annual Fee$0.00$550.00
Base Rate1.00%1.50%
Travel Rewards0.00x2.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee3%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)1.5% (base)
Telecommunications5.0%1.5% (base)
telecom5.0%1.5% (base)
Gas Stations3.0%1.5% (base)
Restaurants3.0%2.0%
Travel1.0% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR20.24% - 27.24%21.24% - 28.24%
Cash Advance APR29.24%29.99%
Penalty APRN/A29.99%
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalSecondaryYes
Baggage Delay-Yes
Baggage Loss-Yes
Cell Phone ProtectionUp to $600 per claim, subject to $50 deductible (Max $1,000/year)-
Extended WarrantyDoubles original warranty up to 1 additional yearYes
Purchase Protection-90 days
Return Protection-90 days
Trip Cancellation Interruption-Yes
Trip Delay-Yes
Tsa Precheck Global Entry-Up to $100

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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