Ranked #101/225
Ranked #77/225

Snapshot

Bank of America Premium Rewards Elite
Bank of America Premium Rewards Elite
 BMO Cash Back Mastercard
BMO Cash Back Mastercard
IssuerBank of AmericaBMO (US)
NetworkVisaMastercard
Card MaterialMetalPlastic
Annual Fee$550.00$0.00
Base Rate1.50%1.00%
Travel Rewards2.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%3%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.5% (base)1.0% (base)
Travel2.0%1.0% (base)
Restaurants2.0%3.0%
Telecommunications1.5% (base)5.0%
telecom1.5% (base)5.0%
Gas Stations1.5% (base)3.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR21.24% - 28.24%20.24% - 27.24%
Cash Advance APR29.99%29.24%
Penalty APR29.99%N/A
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalYesSecondary
Baggage DelayYes-
Baggage LossYes-
Cell Phone Protection-Up to $600 per claim, subject to $50 deductible (Max $1,000/year)
Extended WarrantyYesDoubles original warranty up to 1 additional year
Purchase Protection90 days-
Return Protection90 days-
Trip Cancellation InterruptionYes-
Trip DelayYes-
Tsa Precheck Global EntryUp to $100-

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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