Wyndham Rewards Earner Business Card vs My Best Buy Visa Card

Side-by-side comparison of Wyndham Rewards Earner Business Card and My Best Buy Visa Card. Compare rewards, fees, APR, benefits, and transfer partners.

Snapshot

	Wyndham Rewards Earner Business Card	My Best Buy Visa Card
Issuer	Barclays	Citibank
Network	Visa	Visa
Card Material	Plastic	Plastic
Annual Fee	$95.00	$0.00
Base Rate	1.00%	1.00%
Travel Rewards	8.00x	0.00x
Auth. User Fee	$0.00	$0.00
Foreign Txn Fee	0%	3%
Lifecycle	Available	Active

Welcome Offer

Bonus	None	None
Spend Requirement	—	—
Timeline	—	—

Rewards Breakdown

Base Rate	1.0% (base)	1.0% (base)
Hotels by Wyndham and qualifying gas purchases	8.0%	1.0% (base)
Utilities	5.0%	1.0% (base)
Marketing	5.0%	1.0% (base)
advertising services	5.0%	1.0% (base)
Best Buy	1.0% (base)	5.0%
Gas Stations	1.0% (base)	3.0%
Restaurants	1.0% (base)	2.0%
Supermarkets	1.0% (base)	2.0%
Anniversary Bonus	None	None
Portal Boost	1x	1x

Benefits & Partners

Transfer Partners	None	None
Annual Credits	None	None

Transfer Partners

Pricing Details

Purchase APR	21.24% - 29.99%	10.99% - 18.99%
Cash Advance APR	29.99%	21.24%
Penalty APR	N/A	21.49%
Late Fee	$40	$41
Balance Transfer Fee	undefined% (min $0)	undefined% (min $0)

Insurance & Protections

Auto Rental	Primary (when renting for business purposes)	—
Baggage Delay	—	—
Baggage Loss	—	—
Cell Phone Protection	—	—
Extended Warranty	—	—
Purchase Protection	—	—
Return Protection	—	—
Trip Cancellation Interruption	—	—
Trip Delay	—	—
Tsa Precheck Global Entry	—	—

Usability & Experience

Digital Wallet	N/A	N/A
Instant Card Number	—	—
Credit Bureaus	N/A	N/A

Strategy & Eligibility

Recommended Credit	N/A	N/A
Application Rules	Standard	Citi 8/65