Ranked #101/225
Ranked #47/225

Snapshot

Bank of America Premium Rewards Elite
Bank of America Premium Rewards Elite
 Wells Fargo Autograph℠ Card
Wells Fargo Autograph℠ Card
IssuerBank of AmericaWells Fargo
NetworkVisaVisa
Card MaterialMetalPlastic
Annual Fee$550.00$0.00
Base Rate1.50%1.00%
Travel Rewards2.00x3.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.5% (base)1.0% (base)
Travel2.0%3.0%
Restaurants2.0%3.0%
Gas Stations1.5% (base)3.0%
Transit & Rideshare1.5% (base)3.0%
Streaming1.5% (base)3.0%
Telecommunications1.5% (base)3.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNone6 partners
Annual CreditsNoneNone

Transfer Partners

-1:1

Pricing Details

Purchase APR21.24% - 28.24%20.24% - 29.99%
Cash Advance APR29.99%29.99%
Penalty APR29.99%N/A
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalYesSecondary
Baggage DelayYes-
Baggage LossYes-
Cell Phone Protection-Covered up to $600 per claim (subject to $25 deductible)
Extended WarrantyYes-
Purchase Protection90 days-
Return Protection90 days-
Trip Cancellation InterruptionYes-
Trip DelayYes-
Tsa Precheck Global EntryUp to $100-

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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