Snapshot

Bank of America Premium Rewards Elite
Bank of America Premium Rewards Elite
 Robinhood Platinum Card
Robinhood Platinum Card
IssuerBank of AmericaRobinhood
NetworkVisaVisa
Card MaterialMetalMetal
Annual Fee$550.00$695.00
Base Rate1.50%1.00%
Travel Rewards2.00x10.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement——
Timeline——

Rewards Breakdown

Base Rate1.5% (base)1.0% (base)
Travel2.0%1.0% (base)
Restaurants2.0%5.0%
Hotels1.5% (base)10.0%
Airline1.5% (base)5.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR21.24% - 28.24%19.99% - 29.99%
Cash Advance APR29.99%N/A
Penalty APR29.99%N/A
Late Fee$40N/A
Balance Transfer Feeundefined% (min $0)N/A

Insurance & Protections

Auto Rental✓✓
Baggage Delay✓✓
Baggage Loss✓✓
Cell Phone Protection——
Extended Warranty✓✓
Purchase Protection90 days90 days
Return Protection90 days—
Roadside Dispatch——
Trip Cancellation Interruption✓✓
Trip Delay✓✓
Tsa Precheck Global EntryUp to $100—

Usability & Experience

Digital WalletN/AN/A
Instant Card Number——
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard