Snapshot

Bank of America Premium Rewards Elite
Bank of America Premium Rewards Elite
 cashRewards Credit Card
cashRewards Credit Card
IssuerBank of AmericaNavy Federal Credit Union
NetworkVisaVisa
Card MaterialMetalPlastic
Annual Fee$550.00$0.00
Base Rate1.50%1.75%
Travel Rewards2.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement——
Timeline——

Rewards Breakdown

Base Rate1.5% (base)1.8% (base)
Travel2.0%1.8% (base)
Restaurants2.0%1.8% (base)
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR21.24% - 28.24%14.9% - 18%
Cash Advance APR29.99%16.9%
Penalty APR29.99%N/A
Late Fee$40$20
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto Rental✓Secondary
Baggage Delay✓—
Baggage Loss✓—
Cell Phone Protection——
Extended Warranty✓—
Purchase Protection90 days—
Return Protection90 days—
Trip Cancellation Interruption✓—
Trip Delay✓—
Tsa Precheck Global EntryUp to $100—

Usability & Experience

Digital WalletN/AN/A
Instant Card Number——
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard