Ranked #101/225
Ranked #30/225

Snapshot

Bank of America Premium Rewards Elite
Bank of America Premium Rewards Elite
Citi Prestige Card
Citi Prestige Card
IssuerBank of AmericaCitibank
NetworkVisaMastercard
Card MaterialMetalMetal
Annual Fee$550.00$495.00
Base Rate1.50%1.00%
Travel Rewards2.00x5.00x
Auth. User Fee$0.00$75.00
Foreign Txn Fee0%0%
LifecycleAvailableGrandfathered

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.5% (base)1.0% (base)
Travel2.0%1.0% (base)
Restaurants2.0%5.0%
Airline1.5% (base)5.0%
Hotels1.5% (base)3.0%
Priceline1.5% (base)5.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNone18 partners
Annual CreditsNoneNone

Transfer Partners

-1:1

Pricing Details

Purchase APR21.24% - 28.24%10.99% - 18.99%
Cash Advance APR29.99%21.24%
Penalty APR29.99%21.49%
Late Fee$40$41
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalYes-
Baggage DelayYes-
Baggage LossYes-
Cell Phone Protection--
Extended WarrantyYes-
Purchase Protection90 days-
Return Protection90 days-
Trip Cancellation InterruptionYes-
Trip DelayYes-
Tsa Precheck Global EntryUp to $100Yes

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardCiti 8/65

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