Snapshot

Bank of America Premium Rewards Elite
Bank of America Premium Rewards Elite
 Alliant Cashback Visa Signature Credit Card
Alliant Cashback Visa Signature Credit Card
IssuerBank of AmericaAlliant Credit Union
NetworkVisaVisa
Card MaterialMetalPlastic
Annual Fee$550.00$0.00
Base Rate1.50%2.50%
Travel Rewards2.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement——
Timeline——

Rewards Breakdown

Base Rate1.5% (base)2.5% (base)
Travel2.0%2.5% (base)
Restaurants2.0%2.5% (base)
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR21.24% - 28.24%15.24% - 25.24%
Cash Advance APR29.99%25.24%
Penalty APR29.99%N/A
Late Fee$40$29
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto Rental✓Secondary
Baggage Delay✓Up to $300
Baggage Loss✓—
Cell Phone Protection——
Extended Warranty✓Doubles original warranty up to 1 additional year
Purchase Protection90 daysUp to $10,000 per claim
Return Protection90 days—
Trip Cancellation Interruption✓Up to $2,000 per passenger
Trip Delay✓Up to $300 (delay > 12 hours)
Tsa Precheck Global EntryUp to $100—

Usability & Experience

Digital WalletN/AN/A
Instant Card Number——
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard