Ranked #52/225
Ranked #8/225

Snapshot

Blue Cash Preferred Card from American Express Exclusively for Morgan Stanley
Blue Cash Preferred Card from American Express Exclusively for Morgan Stanley
 Choice Privileges Select Mastercard
Choice Privileges Select Mastercard
IssuerAmerican ExpressWells Fargo
NetworkAmerican ExpressMastercard
Card MaterialPlasticPlastic
Annual Fee$95.00$95.00
Base Rate1.00%1.00%
Travel Rewards0.00x10.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee2.7%0%
LifecycleActiveAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)1.0% (base)
Supermarkets6.0%5.0%
Streaming6.0%1.0% (base)
Gas Stations3.0%5.0%
Transit & Rideshare3.0%1.0% (base)
Hotels1.0% (base)10.0%
Home Improvement Stores1.0% (base)5.0%
Telecommunications1.0% (base)5.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR12.74% - 21.74%21.24% - 29.99%
Cash Advance APR21.99%29.99%
Penalty APR26.74%N/A
Late Fee$40$40
Balance Transfer FeeN/Aundefined% (min $0)

Insurance & Protections

Auto Rental-Secondary
Baggage Delay--
Baggage Loss--
Cell Phone Protection-Covered up to $800 per claim (subject to $25 deductible)
Extended Warranty--
Purchase Protection--
Return Protection--
Trip Cancellation Interruption--
Trip Delay--
Tsa Precheck Global Entry-Up to $100 statement credit every 4 years

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

Cards in the Same Tier

Citi Prestige CardCiti Prestige Card#30 · $1,512/yrU.S. Bank Business Triple Cash Rewards World Elite MastercardU.S. Bank Business Triple Cash Rewards World Elite Mastercard#29 · $1,512/yrAlliant Cashback Visa Signature Credit CardAlliant Cashback Visa Signature Credit Card#31 · $1,500/yrChase Sapphire PreferredChase Sapphire Preferred#28 · $1,524/yr