Ranked #52/225
Ranked #136/225

Snapshot

Blue Cash Preferred Card from American Express Exclusively for Morgan Stanley
Blue Cash Preferred Card from American Express Exclusively for Morgan Stanley
 Petal 2 "Cash Back, No Fees" Visa Credit Card
Petal 2 "Cash Back, No Fees" Visa Credit Card
IssuerAmerican ExpressWebBank (Petal)
NetworkAmerican ExpressVisa
Card MaterialPlasticPlastic
Annual Fee$95.00$0.00
Base Rate1.00%1.50%
Travel Rewards0.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee2.7%0%
LifecycleActiveAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)1.5% (base)
Supermarkets6.0%1.5% (base)
Streaming6.0%1.5% (base)
Gas Stations3.0%1.5% (base)
Transit & Rideshare3.0%1.5% (base)
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR12.74% - 21.74%18.24% - 32.24%
Cash Advance APR21.99%N/A
Penalty APR26.74%N/A
Late Fee$40N/A
Balance Transfer FeeN/AN/A

Insurance & Protections

Auto Rental-Secondary
Baggage Delay--
Baggage Loss--
Cell Phone Protection--
Extended Warranty--
Purchase Protection--
Return Protection--
Trip Cancellation Interruption--
Trip Delay--
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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