Ranked #52/225
Ranked #30/225

Snapshot

Blue Cash Preferred Card from American Express Exclusively for Morgan Stanley
Blue Cash Preferred Card from American Express Exclusively for Morgan Stanley
 Citi Prestige Card
Citi Prestige Card
IssuerAmerican ExpressCitibank
NetworkAmerican ExpressMastercard
Card MaterialPlasticMetal
Annual Fee$95.00$495.00
Base Rate1.00%1.00%
Travel Rewards0.00x5.00x
Auth. User Fee$0.00$75.00
Foreign Txn Fee2.7%0%
LifecycleActiveGrandfathered

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)1.0% (base)
Supermarkets6.0%1.0% (base)
Streaming6.0%1.0% (base)
Gas Stations3.0%1.0% (base)
Transit & Rideshare3.0%1.0% (base)
Restaurants1.0% (base)5.0%
Airline1.0% (base)5.0%
Hotels1.0% (base)3.0%
Priceline1.0% (base)5.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNone18 partners
Annual CreditsNoneNone

Transfer Partners

-1:1

Pricing Details

Purchase APR12.74% - 21.74%10.99% - 18.99%
Cash Advance APR21.99%21.24%
Penalty APR26.74%21.49%
Late Fee$40$41
Balance Transfer FeeN/Aundefined% (min $0)

Insurance & Protections

Auto Rental--
Trip Cancellation Interruption--
Tsa Precheck Global Entry-Yes

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardCiti 8/65

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