Ranked #3/225
Ranked #47/225

Snapshot

Hilton Honors American Express Surpass Card
Hilton Honors American Express Surpass Card
 Wells Fargo Autograph℠ Card
Wells Fargo Autograph℠ Card
IssuerAmerican ExpressWells Fargo
NetworkAmerican ExpressVisa
Card MaterialPlasticPlastic
Annual Fee$150.00$0.00
Base Rate3.00%1.00%
Travel Rewards0.00x3.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleActiveAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate3.0% (base)1.0% (base)
Restaurants6.0%3.0%
Supermarkets6.0%1.0% (base)
Gas Stations6.0%3.0%
Online Retail4.0%1.0% (base)
Hilton12.0%1.0% (base)
Travel3.0% (base)3.0%
Transit & Rideshare3.0% (base)3.0%
Streaming3.0% (base)3.0%
Telecommunications3.0% (base)3.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNone6 partners
Annual CreditsNoneNone

Transfer Partners

-1:1

Pricing Details

Purchase APR12.74% - 21.74%20.24% - 29.99%
Cash Advance APR28.74%29.99%
Penalty APR29.99%N/A
Late Fee$40$40
Balance Transfer FeeN/Aundefined% (min $0)

Insurance & Protections

Auto Rental-Secondary
Baggage Delay--
Baggage Loss--
Cell Phone Protection-Covered up to $600 per claim (subject to $25 deductible)
Extended Warranty--
Purchase Protection--
Return Protection--
Trip Cancellation Interruption--
Trip Delay--
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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