Snapshot

Amex Hilton Honors
Amex Hilton Honors
USAA Rate Advantage Visa Platinum Card
USAA Rate Advantage Visa Platinum Card
IssuerAmerican ExpressUSAA
NetworkAmerican ExpressVisa
Card MaterialPlasticPlastic
Annual Fee$0.00$0.00
Base Rate3.00%0.00%
Travel Rewards0.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleActiveAvailable

Welcome Offer

BonusNoneNone
Spend Requirement
Timeline

Rewards Breakdown

Base Rate3.0% (base)0.0% (base)
Hotels7.0%0.0% (base)
Restaurants5.0%0.0% (base)
Supermarkets5.0%0.0% (base)
Gas Stations5.0%0.0% (base)
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR12.74% - 21.74%12.15% - 29.15%
Cash Advance APR28.74%29.15%
Penalty APR29.99%32.4%
Late Fee$40$35
Balance Transfer FeeN/Aundefined% (min $0)

Insurance & Protections

Auto RentalSecondary
Baggage Delay
Baggage Loss
Cell Phone Protection
Extended Warranty
Purchase Protection
Return Protection
Trip Cancellation Interruption
Trip Delay
Tsa Precheck Global Entry

Usability & Experience

Digital WalletN/AN/A
Instant Card Number
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard