Snapshot
Welcome Offer
Bonus None None Spend Requirement — — Timeline — —
Rewards Breakdown
Base Rate 2.5% (base) 1.0% (base) Eligible gas and EV charging purchases (up to $7K per year) 2.5% (base) 4.0% Restaurants 2.5% (base) 3.0% Travel 2.5% (base) 3.0% Costco and Costco.com purchases 2.5% (base) 2.0% Anniversary Bonus None None Portal Boost 1x 1x
Benefits & Partners
Transfer Partners None None Annual Credits None None
Transfer Partners
Pricing Details
Purchase APR 15.24% - 25.24% 20.49% - 20.49% Cash Advance APR 25.24% 29.99% Penalty APR N/A 29.99% Late Fee $29 $41 Balance Transfer Fee undefined% (min $0) undefined% (min $0)
Insurance & Protections
Auto Rental Secondary Secondary Baggage Delay Up to $300 — Baggage Loss — — Cell Phone Protection — — Extended Warranty Doubles original warranty up to 1 additional year Extends warranty by 24 months Purchase Protection Up to $10,000 per claim Covered up to $10,000 per item Return Protection — — Trip Cancellation Interruption Up to $2,000 per passenger — Trip Delay Up to $300 (delay > 12 hours) — Tsa Precheck Global Entry — —
Usability & Experience
Digital Wallet N/A N/A Instant Card Number — — Credit Bureaus N/A N/A
Strategy & Eligibility
Recommended Credit N/A N/A Application Rules Standard Standard
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