Alliant Cashback Visa Signature Credit Card vs Bilt World Elite Mastercard

Side-by-side comparison of Alliant Cashback Visa Signature Credit Card and Bilt World Elite Mastercard. Compare rewards, fees, APR, benefits, and transfer partners.

Snapshot

	Alliant Cashback Visa Signature Credit Card	Bilt World Elite Mastercard
Issuer	Alliant Credit Union	Wells Fargo (Bilt)
Network	Visa	Mastercard
Card Material	Plastic	Metal
Annual Fee	$0.00	$0.00
Base Rate	2.50%	1.00%
Travel Rewards	0.00x	2.00x
Auth. User Fee	$0.00	$0.00
Foreign Txn Fee	0%	0%
Lifecycle	Available	Available

Welcome Offer

Bonus	None	None
Spend Requirement	—	—
Timeline	—	—

Rewards Breakdown

Base Rate	2.5% (base)	1.0% (base)
Restaurants	2.5% (base)	3.0%
Travel	2.5% (base)	2.0%
Rent (up to 100,000 points per year)	2.5% (base)	1.0%
Anniversary Bonus	None	None
Portal Boost	1x	1x

Benefits & Partners

Transfer Partners	None	14 partners
Annual Credits	None	None

Transfer Partners

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1:1

Pricing Details

Purchase APR	15.24% - 25.24%	21.49% - 29.49%
Cash Advance APR	25.24%	29.49%
Penalty APR	N/A	N/A
Late Fee	$29	$40
Balance Transfer Fee	undefined% (min $0)	N/A

Insurance & Protections

Auto Rental	Secondary	Primary
Baggage Delay	Up to $300	—
Baggage Loss	—	—
Cell Phone Protection	—	Up to $800 per claim
Extended Warranty	Doubles original warranty up to 1 additional year	—
Purchase Protection	Up to $10,000 per claim	Up to $10,000 per claim
Return Protection	—	—
Trip Cancellation Interruption	Up to $2,000 per passenger	Up to $5,000 per passenger
Trip Delay	Up to $300 (delay > 12 hours)	Up to $200 per day (max $1,800)
Tsa Precheck Global Entry	—	—

Usability & Experience

Digital Wallet	N/A	N/A
Instant Card Number	—	—
Credit Bureaus	N/A	N/A

Strategy & Eligibility

Recommended Credit	N/A	N/A
Application Rules	Standard	Standard