Snapshot

Choice Privileges Mastercard
Choice Privileges Mastercard
Bank of America Premium Rewards Credit Card
Bank of America Premium Rewards Credit Card
IssuerWells FargoBank of America
NetworkMastercardVisa
Card MaterialPlasticPlastic
Annual Fee$0.00$95.00
Base Rate1.00%1.50%
Travel Rewards5.00x2.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement
Timeline

Rewards Breakdown

Base Rate1.0% (base)1.5% (base)
Hotels5.0%1.5% (base)
Gas Stations3.0%1.5% (base)
Supermarkets3.0%1.5% (base)
Home Improvement Stores3.0%1.5% (base)
Telecommunications3.0%1.5% (base)
Travel1.0% (base)2.0%
Restaurants1.0% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR21.24% - 29.99%20.24% - 27.24%
Cash Advance APR29.99%29.99%
Penalty APRN/AN/A
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalSecondarySecondary
Baggage DelayCovered
Baggage LossCovered
Cell Phone ProtectionCovered up to $600 per claim (subject to $25 deductible)
Extended WarrantyCovered
Purchase ProtectionCovered
Return ProtectionCovered
Trip Cancellation InterruptionCovered
Trip DelayCovered
Tsa Precheck Global EntryUp to $100 statement credit every 4 years

Usability & Experience

Digital WalletN/AN/A
Instant Card Number
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard