Ranked #46/225
Ranked #72/225

Snapshot

Wells Fargo Autograph Journey℠ Card
Wells Fargo Autograph Journey℠ Card
 World of Hyatt Credit Card
World of Hyatt Credit Card
IssuerWells FargoChase
NetworkVisaVisa
Card MaterialPlasticPlastic
Annual Fee$95.00$95.00
Base Rate1.00%1.00%
Travel Rewards5.00x4.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)1.0% (base)
Hotels5.0%1.0% (base)
Airline4.0%1.0% (base)
Travel3.0%1.0% (base)
Restaurants3.0%2.0%
Transit & Rideshare1.0% (base)2.0%
Fitness1.0% (base)2.0%
Hyatt1.0% (base)4.0%
Anniversary BonusNone[object Object]
Portal Boost1x1x

Benefits & Partners

Transfer Partners6 partnersNone
Annual CreditsNoneNone

Transfer Partners

1:1-

Pricing Details

Purchase APR21.24% - 29.99%12.99% - 21.49%
Cash Advance APR29.99%21.74%
Penalty APRN/A23.24%
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalSecondaryYes
Baggage Delay-Yes
Baggage Loss--
Cell Phone ProtectionCovered up to $1,000 per claim (subject to $25 deductible)-
Extended Warranty-Yes
Purchase Protection-120 days
Return Protection--
Trip Cancellation InterruptionCovered up to $15,000 per tripYes
Trip Delay-Yes
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

Cards in the Same Tier

Fidelity Rewards Visa Signature CardFidelity Rewards Visa Signature Card#59 · $1,200/yrSignify Business Cash℠ Card by Wells FargoSignify Business Cash℠ Card by Wells Fargo#58 · $1,200/yrTD Double Up℠ Credit CardTD Double Up℠ Credit Card#60 · $1,200/yrWells Fargo Active Cash CardWells Fargo Active Cash Card#57 · $1,200/yr