Ranked #46/225
Ranked #98/225

Snapshot

Wells Fargo Autograph Journey℠ Card
Wells Fargo Autograph Journey℠ Card
 Bank of America Premium Rewards Credit Card
Bank of America Premium Rewards Credit Card
IssuerWells FargoBank of America
NetworkVisaVisa
Card MaterialPlasticPlastic
Annual Fee$95.00$95.00
Base Rate1.00%1.50%
Travel Rewards5.00x2.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)1.5% (base)
Hotels5.0%1.5% (base)
Airline4.0%1.5% (base)
Travel3.0%2.0%
Restaurants3.0%2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer Partners6 partnersNone
Annual CreditsNoneNone

Transfer Partners

1:1-

Pricing Details

Purchase APR21.24% - 29.99%20.24% - 27.24%
Cash Advance APR29.99%29.99%
Penalty APRN/AN/A
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalSecondarySecondary
Baggage Delay-Covered
Baggage Loss-Covered
Cell Phone ProtectionCovered up to $1,000 per claim (subject to $25 deductible)-
Extended Warranty-Covered
Purchase Protection-Covered
Return Protection-Covered
Trip Cancellation InterruptionCovered up to $15,000 per tripCovered
Trip Delay-Covered
Tsa Precheck Global Entry-Up to $100 statement credit every 4 years

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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