Ranked #46/225
Ranked #52/225

Snapshot

Wells Fargo Autograph Journey℠ Card
Wells Fargo Autograph Journey℠ Card
 Blue Cash Preferred Card from American Express Exclusively for Morgan Stanley
Blue Cash Preferred Card from American Express Exclusively for Morgan Stanley
IssuerWells FargoAmerican Express
NetworkVisaAmerican Express
Card MaterialPlasticPlastic
Annual Fee$95.00$95.00
Base Rate1.00%1.00%
Travel Rewards5.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%2.7%
LifecycleAvailableActive

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)1.0% (base)
Hotels5.0%1.0% (base)
Airline4.0%1.0% (base)
Travel3.0%1.0% (base)
Restaurants3.0%1.0% (base)
Supermarkets1.0% (base)6.0%
Streaming1.0% (base)6.0%
Gas Stations1.0% (base)3.0%
Transit & Rideshare1.0% (base)3.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer Partners6 partnersNone
Annual CreditsNoneNone

Transfer Partners

1:1-

Pricing Details

Purchase APR21.24% - 29.99%12.74% - 21.74%
Cash Advance APR29.99%21.99%
Penalty APRN/A26.74%
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)N/A

Insurance & Protections

Auto RentalSecondary-
Baggage Delay--
Baggage Loss--
Cell Phone ProtectionCovered up to $1,000 per claim (subject to $25 deductible)-
Extended Warranty--
Purchase Protection--
Return Protection--
Trip Cancellation InterruptionCovered up to $15,000 per trip-
Trip Delay--
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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