Snapshot

Wells Fargo Active Cash Card
Wells Fargo Active Cash Card
BMO Cash Back Mastercard
BMO Cash Back Mastercard
IssuerWells FargoBMO (US)
NetworkVisaMastercard
Card MaterialPlasticPlastic
Annual Fee$0.00$0.00
Base Rate2.00%1.00%
Travel Rewards0.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee3%3%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement
Timeline

Rewards Breakdown

Base Rate2.0% (base)1.0% (base)
Telecommunications2.0% (base)5.0%
Cell phone2.0% (base)5.0%
cable/satellite TV2.0% (base)5.0%
Gas Stations2.0% (base)3.0%
Restaurants2.0% (base)3.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR20.24% - 29.99%20.24% - 27.24%
Cash Advance APR29.99%29.24%
Penalty APRN/AN/A
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalSecondarySecondary
Baggage Delay
Baggage Loss
Cell Phone ProtectionCovered up to $600 per claim (subject to $25 deductible)Up to $600 per claim, subject to $50 deductible (Max $1,000/year)
Extended WarrantyDoubles original warranty up to 1 additional year
Purchase Protection
Return Protection
Trip Cancellation Interruption
Trip Delay
Tsa Precheck Global Entry

Usability & Experience

Digital WalletN/AN/A
Instant Card Number
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard