Ranked #146/225
Ranked #10/225

Snapshot

USAA Cashback Rewards Plus American Express Card
USAA Cashback Rewards Plus American Express Card
 Citi Strata Premier℠ Card
Citi Strata Premier℠ Card
IssuerUSAACiti
NetworkAmerican ExpressMastercard
Card MaterialPlasticPlastic
Annual Fee$0.00$95.00
Base Rate1.00%1.00%
Travel Rewards0.00x10.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)1.0% (base)
Gas Stations5.0%3.0%
military base purchases5.0%1.0% (base)
Supermarket purchases (up to $3,000/year)2.0%1.0% (base)
Hotels1.0% (base)10.0%
Travel1.0% (base)10.0%
Attractions on CitiTravel.com1.0% (base)10.0%
Airline1.0% (base)3.0%
Restaurants1.0% (base)3.0%
Supermarkets1.0% (base)3.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNone16 partners
Annual CreditsNoneNone

Transfer Partners

-1:1

Pricing Details

Purchase APR17.15% - 31.15%21.24% - 29.24%
Cash Advance APR31.15%29.99%
Penalty APR32.4%29.99%
Late Fee$35$41
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalSecondarySecondary
Baggage DelayUp to $100 per day for 3 days-
Baggage Loss--
Cell Phone Protection--
Extended WarrantyDoubles original warranty up to 1 additional year-
Purchase Protection--
Return Protection--
Trip Cancellation InterruptionUp to $1,500 per covered person-
Trip Delay--
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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