Snapshot
Welcome Offer
Bonus None None Spend Requirement — — Timeline — —
Rewards Breakdown
Base Rate 1.0% (base) 1.0% (base) Gas Stations 5.0% 1.0% (base) military base purchases 5.0% 1.0% (base) Supermarket purchases (up to $3,000/year) 2.0% 1.0% (base) Eligible gas and EV charging purchases (up to $7K per year) 1.0% (base) 4.0% Restaurants 1.0% (base) 3.0% Travel 1.0% (base) 3.0% Costco and Costco.com purchases 1.0% (base) 2.0% Anniversary Bonus None None Portal Boost 1x 1x
Benefits & Partners
Transfer Partners None None Annual Credits None None
Transfer Partners
Pricing Details
Purchase APR 17.15% - 31.15% 20.49% - 20.49% Cash Advance APR 31.15% 29.99% Penalty APR 32.4% 29.99% Late Fee $35 $41 Balance Transfer Fee undefined% (min $0) undefined% (min $0)
Insurance & Protections
Auto Rental Secondary Primary (when renting for business purposes) Baggage Delay Up to $100 per day for 3 days — Baggage Loss — — Cell Phone Protection — — Extended Warranty Doubles original warranty up to 1 additional year Extends warranty by 24 months Purchase Protection — Covered up to $10,000 per item Return Protection — — Trip Cancellation Interruption Up to $1,500 per covered person — Trip Delay — — Tsa Precheck Global Entry — —
Usability & Experience
Digital Wallet N/A N/A Instant Card Number — — Credit Bureaus N/A N/A
Strategy & Eligibility
Recommended Credit N/A N/A Application Rules Standard Standard
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