Snapshot
Welcome Offer
Bonus None None Spend Requirement — — Timeline — —
Rewards Breakdown
Base Rate 1.0% (base) 1.5% (base) Gas Stations 5.0% 1.5% (base) military base purchases 5.0% 1.5% (base) Supermarket purchases (up to $3,000/year) 2.0% 1.5% (base) Travel 1.0% (base) 2.0% Restaurants 1.0% (base) 2.0% Anniversary Bonus None None Portal Boost 1x 1x
Benefits & Partners
Transfer Partners None None Annual Credits None None
Transfer Partners
Pricing Details
Purchase APR 17.15% - 31.15% 21.24% - 28.24% Cash Advance APR 31.15% 29.99% Penalty APR 32.4% 29.99% Late Fee $35 $40 Balance Transfer Fee undefined% (min $0) undefined% (min $0)
Insurance & Protections
Auto Rental Secondary ✓ Baggage Delay Up to $100 per day for 3 days ✓ Baggage Loss — — Cell Phone Protection — — Extended Warranty Doubles original warranty up to 1 additional year ✓ Purchase Protection — 90 days Return Protection — 90 days Trip Cancellation Interruption Up to $1,500 per covered person ✓ Trip Delay — ✓ Tsa Precheck Global Entry — Up to $100
Usability & Experience
Digital Wallet N/A N/A Instant Card Number — — Credit Bureaus N/A N/A
Strategy & Eligibility
Recommended Credit N/A N/A Application Rules Standard Standard
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