Snapshot

USAA Cashback Rewards Plus American Express Card
USAA Cashback Rewards Plus American Express Card
Bilt World Elite Mastercard
Bilt World Elite Mastercard
IssuerUSAAWells Fargo (Bilt)
NetworkAmerican ExpressMastercard
Card MaterialPlasticMetal
Annual Fee$0.00$0.00
Base Rate1.00%1.00%
Travel Rewards0.00x2.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement
Timeline

Rewards Breakdown

Base Rate1.0% (base)1.0% (base)
Gas Stations5.0%1.0% (base)
military base purchases5.0%1.0% (base)
Supermarket purchases (up to $3,000/year)2.0%1.0% (base)
Restaurants1.0% (base)3.0%
Travel1.0% (base)2.0%
Rent (up to 100,000 points per year)1.0% (base)1.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNone14 partners
Annual CreditsNoneNone

Transfer Partners

1:1

Pricing Details

Purchase APR17.15% - 31.15%21.49% - 29.49%
Cash Advance APR31.15%29.49%
Penalty APR32.4%N/A
Late Fee$35$40
Balance Transfer Feeundefined% (min $0)N/A

Insurance & Protections

Auto RentalSecondaryPrimary
Baggage DelayUp to $100 per day for 3 days
Baggage Loss
Cell Phone ProtectionUp to $800 per claim
Extended WarrantyDoubles original warranty up to 1 additional year
Purchase ProtectionUp to $10,000 per claim
Return Protection
Trip Cancellation InterruptionUp to $1,500 per covered personUp to $5,000 per passenger
Trip DelayUp to $200 per day (max $1,800)
Tsa Precheck Global Entry

Usability & Experience

Digital WalletN/AN/A
Instant Card Number
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard