Ranked #113/225
Ranked #146/225

Snapshot

Bilt World Elite Mastercard
Bilt World Elite Mastercard
USAA Cashback Rewards Plus American Express Card
USAA Cashback Rewards Plus American Express Card
IssuerWells Fargo (Bilt)USAA
NetworkMastercardAmerican Express
Card MaterialMetalPlastic
Annual Fee$0.00$0.00
Base Rate1.00%1.00%
Travel Rewards2.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)1.0% (base)
Restaurants3.0%1.0% (base)
Travel2.0%1.0% (base)
Rent (up to 100,000 points per year)1.0%1.0% (base)
Gas Stations1.0% (base)5.0%
military base purchases1.0% (base)5.0%
Supermarket purchases (up to $3,000/year)1.0% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer Partners14 partnersNone
Annual CreditsNoneNone

Transfer Partners

1:1-

Pricing Details

Purchase APR21.49% - 29.49%17.15% - 31.15%
Cash Advance APR29.49%31.15%
Penalty APRN/A32.4%
Late Fee$40$35
Balance Transfer FeeN/Aundefined% (min $0)

Insurance & Protections

Auto RentalPrimarySecondary
Baggage Delay-Up to $100 per day for 3 days
Baggage Loss--
Cell Phone ProtectionUp to $800 per claim-
Extended Warranty-Doubles original warranty up to 1 additional year
Purchase ProtectionUp to $10,000 per claim-
Return Protection--
Trip Cancellation InterruptionUp to $5,000 per passengerUp to $1,500 per covered person
Trip DelayUp to $200 per day (max $1,800)-
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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