Snapshot

USAA Cashback Rewards Plus American Express Card
USAA Cashback Rewards Plus American Express Card
Bank of America Premium Rewards Elite Credit Card
Bank of America Premium Rewards Elite Credit Card
IssuerUSAABank of America
NetworkAmerican ExpressVisa
Card MaterialPlasticMetal
Annual Fee$0.00$550.00
Base Rate1.00%1.50%
Travel Rewards0.00x2.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement
Timeline

Rewards Breakdown

Base Rate1.0% (base)1.5% (base)
Gas Stations5.0%1.5% (base)
military base purchases5.0%1.5% (base)
Supermarket purchases (up to $3,000/year)2.0%1.5% (base)
Travel1.0% (base)2.0%
Restaurants1.0% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR17.15% - 31.15%20.24% - 27.24%
Cash Advance APR31.15%29.99%
Penalty APR32.4%N/A
Late Fee$35$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalSecondaryPrimary
Baggage DelayUp to $100 per day for 3 daysCovered up to $100 per day for 5 days
Baggage LossCovered up to $3,000 per passenger
Cell Phone Protection
Extended WarrantyDoubles original warranty up to 1 additional yearExtends warranty by 1 year
Purchase ProtectionCovered up to $10,000 per claim
Return ProtectionCovered up to $300 per item
Trip Cancellation InterruptionUp to $1,500 per covered personCovered up to $2,500 per person
Trip DelayCovered up to $500 per ticket for delays over 6 hours
Tsa Precheck Global EntryUp to $100 statement credit every 4 years

Usability & Experience

Digital WalletN/AN/A
Instant Card Number
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard