Ranked #70/225
Ranked #121/225

Snapshot

U.S. Bank Altitude Reserve Visa Infinite Card
U.S. Bank Altitude Reserve Visa Infinite Card
 Capital One Spark Cash Select
Capital One Spark Cash Select
IssuerU.S. BankCapital One
NetworkVisaMastercard
Card MaterialMetalPlastic
Annual Fee$400.00$0.00
Base Rate1.00%1.50%
Travel Rewards5.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)1.5% (base)
Hotels5.0%1.5% (base)
Travel3.0%1.5% (base)
Online Retail3.0%1.5% (base)
Hotels via Capital One Travel1.0% (base)5.0%
Rental Cars via Capital One Travel1.0% (base)5.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR22.24% - 29.24%18.49% - 24.49%
Cash Advance APR29.99%29.99%
Penalty APRN/AN/A
Late Fee$41$39
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalPrimaryPrimary (when renting for business purposes)
Baggage Delay--
Baggage Loss--
Cell Phone Protection--
Extended WarrantyCoveredExtends warranty by 1 year
Purchase ProtectionCovered-
Return ProtectionCovered-
Trip Cancellation InterruptionCovered up to $2,000-
Trip DelayCovered for delays over 6 hours-
Tsa Precheck Global EntryUp to $100 statement credit every 4 years-

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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