U.S. Bank Altitude Connect Visa Signature Card vs Capital One Spark Cash Select

Side-by-side comparison of U.S. Bank Altitude Connect Visa Signature Card and Capital One Spark Cash Select. Compare rewards, fees, APR, benefits, and transfer partners.

Snapshot

	U.S. Bank Altitude Connect Visa Signature Card	Capital One Spark Cash Select
Issuer	U.S. Bank	Capital One
Network	Visa	Mastercard
Card Material	Plastic	Plastic
Annual Fee	$0.00	$0.00
Base Rate	1.00%	1.50%
Travel Rewards	5.00x	0.00x
Auth. User Fee	$0.00	$0.00
Foreign Txn Fee	0%	0%
Lifecycle	Available	Available

Welcome Offer

Bonus	None	None
Spend Requirement	—	—
Timeline	—	—

Rewards Breakdown

Base Rate	1.0% (base)	1.5% (base)
Hotels	5.0%	1.5% (base)
Travel	4.0%	1.5% (base)
Gas Stations	4.0%	1.5% (base)
Supermarkets	2.0%	1.5% (base)
Restaurants	2.0%	1.5% (base)
Streaming	2.0%	1.5% (base)
Hotels via Capital One Travel	1.0% (base)	5.0%
Rental Cars via Capital One Travel	1.0% (base)	5.0%
Anniversary Bonus	None	None
Portal Boost	1x	1x

Benefits & Partners

Transfer Partners	None	None
Annual Credits	None	None

Transfer Partners

Pricing Details

Purchase APR	21.24% - 29.24%	18.49% - 24.49%
Cash Advance APR	29.99%	29.99%
Penalty APR	N/A	N/A
Late Fee	$41	$39
Balance Transfer Fee	undefined% (min $0)	undefined% (min $0)

Insurance & Protections

Auto Rental	Secondary	Primary (when renting for business purposes)
Baggage Delay	—	—
Baggage Loss	—	—
Cell Phone Protection	Up to $600 per claim, subject to $25 deductible	—
Extended Warranty	—	Extends warranty by 1 year
Purchase Protection	—	—
Return Protection	—	—
Trip Cancellation Interruption	Covered up to $2,000	—
Trip Delay	Covered for delays over 12 hours	—
Tsa Precheck Global Entry	Up to $100 statement credit every 4 years	—

Usability & Experience

Digital Wallet	N/A	N/A
Instant Card Number	—	—
Credit Bureaus	N/A	N/A

Strategy & Eligibility

Recommended Credit	N/A	N/A
Application Rules	Standard	Standard