Ranked #138/225
Ranked #101/225

Snapshot

Upgrade Cash Rewards Visa
Upgrade Cash Rewards Visa
Bank of America Premium Rewards Elite
Bank of America Premium Rewards Elite
IssuerUpgrade (Sutton Bank)Bank of America
NetworkVisaVisa
Card MaterialPlasticMetal
Annual Fee$0.00$550.00
Base Rate1.50%1.50%
Travel Rewards0.00x2.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.5% (base)1.5% (base)
Travel1.5% (base)2.0%
Restaurants1.5% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR14.99% - 29.99%21.24% - 28.24%
Cash Advance APRN/A29.99%
Penalty APRN/A29.99%
Late FeeN/A$40
Balance Transfer FeeN/Aundefined% (min $0)

Insurance & Protections

Auto Rental-Yes
Baggage Delay-Yes
Baggage Loss-Yes
Cell Phone Protection--
Extended Warranty-Yes
Purchase Protection-90 days
Return Protection-90 days
Trip Cancellation Interruption-Yes
Trip Delay-Yes
Tsa Precheck Global Entry-Up to $100

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

Cards in the Same Tier